Hampshire County and Hadley Town property record for 3 Cold Spring Ln, Hadley, MA 01035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,008 sqft · built 1974 |
| Lot Size | 0.719 acres (31,307 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Sep 1992) |
| Tax Bill | $4,585 (2025) |
| Deeds & Mortgages | Jul 2022 Refinance Sep 2018 Line of Credit |
| APN | HADL M:0013 B:0017 L:0010 |
| Primary APN | HADL M:0013 B:0017 L:0010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,008 sqft Living Area |
| Gross Area | 3,740 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 31,307 sqft (0.719 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 3 COLD SPRING LN |
|---|---|
| City | HADLEY |
| State | MA |
| Zip | 01035-9678 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Subdivision | COLD SPRING VLG |
| Legal Block | 17 |
| Legal Lot Number | 10 |
| Jurisdiction | HADLEY MA |
| Township / Civil Division | HADLEY |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 821400 |
Source: Hampshire County and Hadley Town assessment roll, APN HADL M:0013 B:0017 L:0010, as of April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 COLD SPRING LN, HADLEY, MA 01035-9678 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 25, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance GREENFIELD SAVINGS BANK |
| Sep 19, 2018 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 01, 1992 · Amount on Record |
| Deed Sale | Sep 01, 1992 · Amount on Record |
| Deed Book / Page | 4026 / 160 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HADLEY MA |
| Property Address | 3 COLD SPRING LN, HADLEY, MA 01035-9678 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0014627-87 |
|---|---|
| Date | Jul 25, 2022 |
| Book Page | 14627/87 |
| Instrument | 15590 |
| Name | GREENFIELD SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HADLEY MA |
| Property Address | 3 COLD SPRING LN, HADLEY, MA 01035-9678 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 13080-236 |
|---|---|
| Date | Sep 19, 2018 |
| Book Page | 13080/236 |
| Instrument | 19109 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2048 |
Source: Hampshire County and Hadley Town assessment roll as of April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampshire County |
| County Subdivision | Hadley Town |
| Unified School District | Hadley School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,585.00 (+6.58%) | $394,200 (+4.37%) Land $131,300 Building $262,900 | $508,820 (+4.08%) |
| 2024 | $4,302.00 (+3.79%) | $377,700 (+5.15%) Land $131,300 Building $246,400 | $488,870 |
| 2023 | $4,145.00 | $359,200 Land $131,300 Building $227,900 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250158214003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 20 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
Source: EPA Safe Drinking Water Information System, water system MA1117002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HADLEY DPW WATER DIVISION serves 4,819 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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