3 Colby Rd, Wellesley, MA 02482 Property Records

Norfolk County and Wellesley Town property record for 3 Colby Rd, Wellesley, MA 02482

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,161 sqft · built 2017
Lot Size	0.264 acres (11,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,257,000 (Jul 2023)
Tax Bill	$21,609 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WELL M:198 R:110 S`

Property Details

APN / Parcel Number

Primary APN	`WELL M:198 R:110 S`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	3,161 sqft Living Area
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	11,492 sqft (0.264 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3 COLBY RD
City	WELLESLEY
State	MA
Zip	02482-1039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR10
Legal Subdivision	WELLESLEY
Jurisdiction	WELLESLEY MA
Township / Civil Division	WELLESLEY
Census Block Group	4
Census Block	4011
Census Tract	404301

Owner

Source: Norfolk County and Wellesley Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 COLBY RD, WELLESLEY, MA 02482-1039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FIRST CITIZEN B&T CO
Oct 24, 2017	Deed of Trust, Mortgage · ARM NEEDHAM COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2023 · Amount on Record
Deed Sale	Jul 6, 2023 · Amount on Record
Prior Sale	Jul 25, 2014 · Amount on Record
Deed Book / Page	41291 / 44
Record Updated	Sep 20, 2026

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELLESLEY MA
Recording Date	Jul 6, 2023
Property Address	3 COLBY RD, WELLESLEY, MA 02482-1039
Document Number	0041291-44
Book / Page	41291 / 44
Instrument Date	Jun 7, 2023
Instrument	42572
Transaction Type	Transfer
Record Updated	Jul 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 COLBY RD, WELLESLEY, MA 02482-1039

Mortgage

Document Number	0000042573
Date	Jul 6, 2023
Instrument	42573

Lender

Name	FIRST CITIZEN B&T CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jan 8, 2028
Max Rate At Change	2.75%
Index	Other

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLESLEY MA
Property Address	3 COLBY RD, WELLESLEY, MA 02482-1039
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35540-471
Date	Oct 24, 2017
Book Page	35540/471
Instrument	101140

Lender

Name	NEEDHAM COOPERATIVE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	372 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

Source: Norfolk County and Wellesley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Wellesley Town
Unified School District	Wellesley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,609.00 (+5.75%)	$2,102,000 (+7.08%) Land $971,000 Building $1,131,000	$2,391,340 (+2.67%)
2024	$20,435.00 (+19.46%)	$1,963,000 (+31.39%) Land $879,000 Building $1,084,000	$2,329,210
2023	$17,106.00	$1,494,000 Land $785,000 Building $709,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–1982)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WELLESLEY WATER DIVISION serves 29,550 people · EPA ID MA3317000
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Astound Broadband, T-Mobile.

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