3 Cochran Ct, Charleston, SC 29407 Property Records

Charleston County property record for 3 Cochran Ct, Charleston, SC 29407

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 5,042 sqft · built 1981
Lot Size	0.44 acres (19,166 sqft)
Owner	Trust Name on File
Last Sale	$3,355,000 (May 2023)
Tax Bill	$15,432 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit May 2023 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`421-10-00-092`

Property Details

APN / Parcel Number

Primary APN	`421-10-00-092`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,042 sqft Living Area
1st Floor Area	2,643 sqft
Upper Floors Area	2,399 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Multi-Family
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,166 sqft (0.44 acres)
Lot Dimensions	186 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	472 sqft
Deck Area	72 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	3 COCHRAN CT
City	CHARLESTON
State	SC
Zip	29407-7505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -CRESCENT THE DESCRIPTION -LT 9 BLK F
Legal Subdivision	CRESCENT THE
Legal Block	F
Legal Lot Number	9
Jurisdiction	CHARLESTON SC
Township / Civil Division	WEST ASHLEY
Census Block Group	1
Census Block	1034
Census Tract	3000

Owner

3 Cochran Ct is owner-occupied and held in a trust since May 2023.

Source: Charleston County records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	3 COCHRAN CT, CHARLESTON, SC 29407-7505
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 30, 2023	Warranty Deed, Transfer
Jul 10, 2020	Grant Deed, Transfer ATTORNEY ONLY
May 9, 2017	Deed of Trust, Mortgage · Line of Credit SOUTH ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2023 · Amount on File
Deed Sale	May 30, 2023 · Amount on File
Prior Sale	Jul 10, 2020 · Amount on File
Deed Book / Page	1182 / 656
Prior Transfer Date	Feb 4, 2009
Prior Transfer Doc	0034/0182
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	3 COCHRAN CT, CHARLESTON, SC 29407-7505
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011710931
Date	Apr 5, 2023
Book Page	1171/931

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 24, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 30, 2023
Property Address	3 COCHRAN CT, CHARLESTON, SC 29407-7505
Document Number	0011820656
Book / Page	1182 / 656
Map Reference	MB T-40
Instrument Date	May 24, 2023
Transaction Type	Transfer
Record Updated	Jul 25, 2023

Transaction

Amount	Amount on Record
Tax	$8,723.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4493 SPRING IS, OKATIE, SC 29909-4757

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jul 10, 2020
Property Address	3 COCHRAN CT, CHARLESTON, SC 29407-7505
Document Number	0896/0816
Book / Page	000896 / 000816
Instrument Date	Jul 7, 2020
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2,350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3 COCHRAN CT CHARLESTON SC 294077505, CHARLESTON, SC 29407-7505

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	3 COCHRAN CT, CHARLESTON, SC 29407-7505
Document Number	0638/0231
Book / Page	000638 / 000231
Instrument Date	May 9, 2017
Transaction Type	Mortgage
Record Updated	Jun 16, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 COCHRAN CT CHARLESTON SC 294077505, CHARLESTON, SC 29407-7505

Mortgage

Document Number	0638/0231
Date	May 17, 2017
Book Page	000638/000231

Lender

Name	SOUTH ST BK
Type	Bank
Address	COLUMBIA, SC 29202-3113

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 16, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3 Cochran Ct was $15,432, down 7.6% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,432.00 (-7.65%)	$3,355,000 (+2,437.82%) Land $1,037,500 Building $2,317,500	$3,355,000 Land $1,037,500 Building $2,317,500
2024	$16,710.00	$132,200
2022	$11,111.00	$94,000	$2,350,000 Land $800,000 Building $1,550,000
2020			$3,355,000 Land $1,037,500 Building $2,317,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3 Cochran Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 341 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	406 units insured incl. 65 condo units
Nearby Flood Claims	194 (1982–2024)
Claims Outside the SFHA	35 of 194
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Irma, Sep 2017 · 15 claims Severe Storms And Flooding, Oct 2015 · 38 claims Hurricane Hugo, Sep 1989 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Cochran Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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