3 Cobh Ct, Spring Valley, NY 10977 Property Records

Rockland County and Clarkstown Town property record for 3 Cobh Ct, Spring Valley, NY 10977

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,908 sqft · built 1980
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$301,000 (Feb 2017)
Deeds & Mortgages	Nov 2017 Loan Modification Sep 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`392089 50.12-1-33`

Property Details

APN / Parcel Number

Primary APN	`392089 50.12-1-33`
Alternative APNs	`208905001200010330000000` `167B8.8`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,908 sqft Living Area
1st Floor Area	1,164 sqft

Exterior

Year Built	Built 1980
Architectural Style	Raised Ranch
Exterior Material	Wood
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Basement
Porch	Porch
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	167B8.8
Old Parcel Number	208905001200010330000000
Street Address	3 COBH CT
City	SPRING VALLEY
State	NY
Zip	10977-3140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGLE RESIDENCE
Legal Description	RETLA REALTY WEST LOT 4 167-B-8.8
Legal Subdivision	RETLA REALTY WEST
Legal Block	1
Legal Lot Number	33.000 167
Jurisdiction	ROCKLAND NY
Township / Civil Division	CLARKSTOWN
Census Block Group	1
Census Block	1000
Census Tract	11405

Owner

3 Cobh Ct is owned by an individual who acquired it in June 2017.

Source: Rockland County and Clarkstown Town records, as of December 26, 2025

Owner of Record	Individual Name on File
Mailing Address	62 REAGAN RD APT 11, 11, SPRING VALLEY, NY 10977-7884
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2017	Loan Modification, Consolidation and Extension, Mortgage · Conventional with PMI QUIK FUND
Sep 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUIK FUND
Jun 26, 2017	Quit Claim Deed, Transfer WELLINGTON TITLE INSURANCE CORPORATION, WELLINGTON TITLE INS CORP
Feb 15, 2017	Grant Deed, Transfer · Conventional with PMI CAPITAL STACK FUND 2 LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2017 · Amount on File
Deed Sale	Feb 15, 2017 · Amount on File
Deed Document Number	0000005203
Last Transfer Date	Jun 26, 2017
Transfer Doc	0000020325
Record Updated	Jun 8, 2026

November 2017: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	ROCKLAND NY
Recording Date	Nov 2, 2017
Property Address	3 COBH CT, SPRING VALLEY, NY 10977-3140
Instrument Date	Sep 1, 2017
Instrument	35143
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	WELLINGTON TITLE INSURANCE CORPORATION, WELLINGTON TITLE INS CORP

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 REAGAN RD #11 SPRING VALLEY NY 109777884, 11, SPRING VALLEY, NY 10977-7884

Mortgage

Document Number	0000035143
Date	Nov 2, 2017
Instrument	35143

Lender

Name	QUIK FUND
Type	Funding / Finance Company
Address	ROCKVILLE CENTRE, NY 11570

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	3 COBH CT, SPRING VALLEY, NY 10977-3140
Document Number	0000035142
Instrument Date	Sep 1, 2017
Transaction Type	Mortgage
Record Updated	Nov 23, 2017
Title Company	WELLINGTON TITLE INSURANCE CORPORATION, WELLINGTON TITLE INS CORP

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 REAGAN RD #11 SPRING VALLEY NY 109777884, 11, SPRING VALLEY, NY 10977-7884

Mortgage

Document Number	0000035142
Date	Nov 2, 2017
Instrument	35142

Lender

Name	QUIK FUND
Type	Funding / Finance Company
Address	ROCKVILLE CENTRE, NY 11570

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROCKLAND NY
Recording Date	Jun 26, 2017
Property Address	3 COBH CT, SPRING VALLEY, NY 10977-3140
Document Number	0000020325
Instrument Date	Feb 15, 2017
Instrument	20325
Transaction Type	Transfer
Record Updated	Oct 11, 2017
Title Company	WELLINGTON TITLE INSURANCE CORPORATION, WELLINGTON TITLE INS CORP

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 REAGAN RD #11 SPRING VALLEY NY 109777884, 11, SPRING VALLEY, NY 10977-7884

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROCKLAND NY
Recording Date	Feb 15, 2017
Property Address	3 COBH CT, SPRING VALLEY, NY 10977-3140
Document Number	0000005203
Instrument Date	Feb 14, 2017
Instrument	5203
Transaction Type	Transfer
Record Updated	Mar 7, 2017
Title Company	ROCKWEST ABSTRACT, LIMITED, ROCKWEST ABSTRACT, LTD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,204.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	25 BLUEFIELD DR #301 SPRING VALLEY NY 109773377, 301, SPRING VALLEY, NY 10977-3377

Mortgage

Document Number	5204
Date	Feb 15, 2017
Instrument	5204

Lender

Name	CAPITAL STACK FUND 2 LLC
Address	ORADELL, NJ 07649

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

Source: Rockland County and Clarkstown Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Clarkstown Town
Unified School District	East Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$102,400 (-) Land $32,900 Building $69,500	$436,116 (+294.32%) Land $140,119 Building $295,997
2023	$102,400 Land $32,900 Building $69,500	$110,600 Land $35,535 Building $75,065

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3 Cobh Ct in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1979–2011)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Cobh Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: Skywire Networks.

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