3 Cob Rd, Bow, NH 03304 Property Records

Merrimack County and Bow Town property record for 3 Cob Rd, Bow, NH 03304

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,211 sqft · built 1984
Lot Size	2.47 acres (107,593 sqft)
Owner	Individual Name on Record
Last Sale	$182,500 (Apr 2013)
Tax Bill	$9,662 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Nov 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4.046.00B.0`

Property Details

APN / Parcel Number

Primary APN	`4.046.00B.0`
Alternative APNs	`BOWW M:008 B:004 L:46-B` `4.046.00B.000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,211 sqft Living Area
Gross Area	3,535 sqft
1st Floor Area	1,211 sqft
Basement Area	828 sqft
Unfinished Basement	828 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	107,593 sqft (2.47 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	3 COB RD
City	BOW
State	NH
Zip	03304-4412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Block	4
Legal Lot Number	46-B
Jurisdiction	BOW TOWN NH
Township / Civil Division	BOW
Census Block Group	1
Census Block	1029
Census Tract	31002

Owner

Source: Merrimack County and Bow Town records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 COB RD, BOW, NH 03304-4412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) NOT AVAILABLE
Nov 14, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance GRANITE STATE CU
Dec 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2013 · Amount on Record
Deed Sale	Apr 25, 2013 · Amount on Record
Prior Sale	Jan 29, 2010 · Amount on Record
Deed Book / Page	3382 / 249
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOW TOWN NH
Property Address	3 COB RD, BOW, NH 03304-4412
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015070
Date	Sep 24, 2025
Book Page	3904/905
Instrument	202500015070

Lender

Name	NOT AVAILABLE

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOW TOWN NH
Property Address	3 COB RD, BOW, NH 03304-4412
Transaction Type	Mortgage
Record Updated	Dec 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016356
Date	Nov 14, 2023
Book Page	3842/1789
Instrument	202300016356

Lender

Name	GRANITE STATE CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2038

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOW TOWN NH
Property Address	3 COB RD, BOW, NH 03304-4412
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032397
Date	Dec 20, 2021
Book Page	3774/1408
Instrument	202100032397

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Merrimack County and Bow Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Bow Town
Unified School District	Bow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,662.00 (+1.36%)	$481,900 (-) Land $159,900 Building $322,000
2024	$9,532.00 (+18.85%)	$481,900 (+67.09%) Land $159,900 Building $322,000
2023	$8,020.00 (+4.86%)	$288,400 (-) Land $100,600 Building $187,800	$396,055
2022	$7,648.00	$288,400 Land $100,600 Building $187,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (2006–2008)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Apr 2008 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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