3 Coacochee Dr, Flagler Beach, FL 32136 Property Records

Flagler County property record for 3 Coacochee Dr, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,670 sqft · built 1996
Lot Size	0.547 acres (23,849 sqft)
Owner	Individual Name on File
Last Sale	$505,000 (Oct 2019)
Tax Bill	$5,805 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-12-31-5627-00000-0860`

Property Details

APN / Parcel Number

Primary APN	`37-12-31-5627-00000-0860`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,670 sqft Heated Area
Gross Area	4,036 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2003
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,849 sqft (0.547 acres)
Driveway	Driveway
Driveway Area	1,884 sqft
Pool Area	350 sqft
Deck Area	950 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3 COACOCHEE DR
City	FLAGLER BEACH
State	FL
Zip	32136-4922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SUGAR MILL PLANTATION PHASE II LOT 86 OR 541 PG 1611 OR 580 PG 156 OR 580 PG 157 OR 861 PG 823 OR 2392/1433
Legal Range	31E
Legal Township	12S
Legal Section	37
Legal Subdivision	SUGAR MILL PLANTATION
Legal Phase	2
Legal Lot Number	86
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	2
Census Block	2007
Census Tract	60304

Owner

Source: Flagler County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3 COACOCHEE DR, FLAGLER BEACH, FL 32136-4922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Oct 22, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 22, 2019 · Amount on Record
Deed Sale	Oct 22, 2019 · Amount on Record
Prior Sale	Oct 31, 2002 · Amount on Record
Deed Document Number	2019039185
Deed Book / Page	2392 / 1433
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	3 COACOCHEE DR, FLAGLER BEACH, FL 32136-4922
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	CONVENANT CLOSING & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025701385
Date	Jun 7, 2021
Book Page	2570/1385
Instrument	2021031196

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Oct 22, 2019
Property Address	3 COACOCHEE DR, FLAGLER BEACH, FL 32136-4922
Document Number	0023921433
Book / Page	2392 / 1433
Map Reference	MB 30 PG 18&19
Instrument Date	Oct 15, 2019
Instrument	2019039185
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	COVENANT CLOSING & TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,535.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 COACOCHEE DR, FLAGLER BEACH, FL 32136-4922

Mortgage

Document Number	0023921435
Date	Oct 22, 2019
Instrument	2392-1435

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,805.00 (-2.45%) Homeowner's exemption	$453,096 (+5.99%)	$677,881 (-0.11%) Land $156,000 Building $521,881
2023	$5,951.00 (+4.37%) Homeowner's exemption	$427,502 (+3%)	$678,615 (+4.07%) Land $174,500 Building $504,115
2022	$5,702.00 Homeowner's exemption	$415,051	$652,086 Land $170,000 Building $482,086

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	8 (2016–2024)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 47% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VC/HALIFAX PLANTATION (WTP-8) serves 6,630 people · EPA ID FL3644123
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · Fixed Wireless	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Metronet Holdings, Verizon.

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