3 Clover Pl, Buffalo, NY 14225 Property Records

Erie County and Cheektowaga Town property record for 3 Clover Pl, Buffalo, NY 14225

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,716 sqft · built 1951
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$109,900 (Jan 2017)
Tax Bill	$5,744 (2026)
Deeds & Mortgages	Jan 2017 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`143089 91.19-6-3`

Property Details

APN / Parcel Number

Primary APN	`143089 91.19-6-3`
Alternative APNs	`30890911900006003000` `025 0364000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,716 sqft Living Area
1st Floor Area	1,248 sqft
Upper Floors Area	468 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	135 ft deep x 51 ft wide
Garage Type	Detached
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	025 0364000
Street Address	3 CLOVER PL
City	BUFFALO
State	NY
Zip	14225-3301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02R
Legal Description	MC 1849 SL 5
Legal Subdivision	THE HOLLAND LAND COMPANYS SURVEY
Legal Block	6
Legal Lot Number	3.000
Jurisdiction	ERIE NY
Township / Civil Division	CHEEKTOWAGA
Census Block Group	1
Census Block	1003
Census Tract	10600

Owner

3 Clover Pl is owned and occupied by an individual who bought it in January 2017.

Source: Erie County and Cheektowaga Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3 CLOVER PL, BUFFALO, NY 14225-3301
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Jan 23, 2017	Warranty Deed, Transfer NEIGHBORHOOD ASSISTANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2017 · Amount on File
Deed Sale	Jan 23, 2017 · Amount on File
Deed Document Number	201716073
Deed Book / Page	11308 / 3598
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	3 CLOVER PL, CHEEKTOWAGA, NY 14225-3301
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0137986729
Date	Jan 23, 2017
Book Page	13798/6729
Instrument	2017016074

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Jan 23, 2017
Property Address	3 CLOVER PL, CHEEKTOWAGA, NY 14225-3301
Document Number	0113083598
Book / Page	011308 / 003598
Instrument Date	Jan 19, 2017
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$109.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 LINDA DR CHEEKTOWAGA NY 142252742, CHEEKTOWAGA, NY 14225-2742

Mortgage

Document Number	113083601
Date	Jan 23, 2017
Book Page	011308/003601

Lender

Name	NEIGHBORHOOD ASSISTANCE
Address	ROXBURY, MD 02119

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3 Clover Pl was $5,744, up 88.6% from the year before.

Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Cheektowaga Town
Unified School District	Cheektowaga-Maryvale Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,744.00 (+88.58%)
2025	$3,046.00 (-44.42%)	$179,000 (-) Land $17,000 Building $162,000	$238,667 (+6.67%) Land $22,667 Building $216,000
2024	$5,480.00	$179,000 (-) Land $17,000 Building $162,000	$223,750 (+13.75%) Land $21,250 Building $202,500
2023		$179,000 Land $17,000 Building $162,000	$196,703 Land $18,681 Building $178,022

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Clover Pl in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1978–1987)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Jun 1987 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3 Clover Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Clover Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures