Orange County and Newburgh Town property record for 3 Cloud St, Newburgh, NY 12550 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1990 |
| Square Footage | 4,195 sqft Living Area |
| Lot Size | 126,324 sqft (2.9 acres) |
| Pool | 1,152 sqft |
| Last Sale | $950,000 (2025) |
| Tax Bill | $16,859.00 (2024) |
Source: Orange County and Newburgh Town records · APN 334600 43-1-44
Assessment roll updated April 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43 TEPHANIC AVE, MONROE, NY 10950-1421 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Aug 21, 2025 | Deed, Transfer · Stand Alone First Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 20, 2018 | Deed of Trust, Mortgage · Stand Alone Refinance WALDEN FEDERAL SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 21, 2025 · Amount on Record |
| Deed Sale | Aug 21, 2025 · Amount on Record |
| Prior Sale | Dec 21, 1999 · Amount on Record |
| Deed Doc Number | 202555211 |
| Deed Book / Page | 15774 / 1038 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ORANGE NY |
| Recording Date | Aug 21, 2025 |
| Property Address | 3 CLOUD ST, NEWBURGH, NY 12550-1298 |
| Document Number | 0000055211 |
| Book / Page | 15774 / 1038 |
| Instrument Date | Aug 14, 2025 |
| Instrument | 20250055211 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43 TEPHANIC AVE, MONROE, NY 10950-1421 |
| Document Number | 0000055212 |
|---|---|
| Date | Aug 21, 2025 |
| Instrument | 20250055212 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 3 CLOUD ST, NEWBURGH, NY 12550-1298 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000089318 |
|---|---|
| Date | Dec 20, 2018 |
| Book Page | 14504/37 |
| Instrument | 20180089318 |
| Name | WALDEN FEDERAL SAVINGS BANK |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Jan 01, 2043 |
Source: Orange County and Newburgh Town records · Assessment roll updated April 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Orange County |
| County Subdivision | Newburgh Town |
| Unified School District | Newburgh City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $157,800 (-) Land $17,300 Building $140,500 | $912,100 (+19.07%) | |
| 2024 | $16,859.00 | $157,800 (-) Land $17,300 Building $140,500 | $766,000 (+4.8%) |
| 2023 | $157,800 (-) Land $17,300 Building $140,500 | $730,900 (+14.4%) Land $80,130 Building $650,770 | |
| 2022 | $157,800 Land $17,300 Building $140,500 | $638,900 Land $70,044 Building $568,856 |
Source: FEMA National Flood Hazard Layer, Orange County (36071C), updated September 26, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 7,143 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 334600 43-1-44 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 12 Rooms |
| Building Area | 4,195 sqft Living Area |
| Gross Area | 4,333 sqft Gross Area |
| 1st Floor | 2,531 sqft 1st Floor |
| 2nd Floor | 1,664 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial Style |
| Exterior Material | Wood Exterior |
| Lot Area | 126,324 sqft (2.9 acres) |
| Pool Area | 1,152 sqft Pool |
|---|---|
| Shed | 1 Shed |
| Shed Area | 96 sqft Shed |
| Porch | Covered Porch |
| Porch Area | 567 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Oil Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Commercial Water Source |
| Account Number | 43-1-44 |
|---|---|
| Street Address | 3 CLOUD ST |
| City | NEWBURGH |
| State | NY |
| Zip | 12550-1298 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 8 ARONSON SUB MAP 9025 |
| Legal Subdivision | ARONSON |
| Legal Block | 1 |
| Legal Lot Number | 44.00 |
| Jurisdiction | ORANGE NY |
| Minor Civil Division | NEWBURGH |
| Census Blockgroup | 1 |
| Census Block | 1015 |
| Census Tract | 10200 |
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