3 Cliffside Rd, Cape May, NJ 08204 Property Records

Cape May County and Lower Township property record for 3 Cliffside Rd, Cape May, NJ 08204

Property Summary

Property Type	Single Family Home
Details	1,380 sqft · built 1929
Lot Size	0.253 acres (10,999 sqft)
Owner	2 Individual Names on File
Last Sale	$536,500 (Sep 2016)
Tax Bill	$6,692 (2024)
Deeds & Mortgages	Mar 2021 Mortgage
APN	`05-00539-0000-00059`

Property Details

APN / Parcel Number

Primary APN	`05-00539-0000-00059`
Alternative APN	`050053900059`

Interior

Stories	1 Story
Building Area	1,380 sqft Living Area

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	10,999 sqft (0.253 acres)
Lot Dimensions	100 ft deep x 110 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3 CLIFFSIDE RD
City	CAPE MAY
State	NJ
Zip	08204-2904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	OB539L311
Legal Block	539
Legal Lot Number	59
Jurisdiction	CAPE MAY NJ
Township / Civil Division	LOWER
Census Block Group	1
Census Block	1016
Census Tract	21806

Owner

Source: Cape May County and Lower Township records · APN 05-00539-0000-00059

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 CLIFFSIDE RD, CAPE MAY, NJ 08204-2904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 06, 2016 · Amount on Record
Deed Sale	Sep 06, 2016 · Amount on Record
Prior Sale	Nov 19, 2009 · Amount on Record
Deed Document Number	201622
Deed Book / Page	3692 / 951
Prior Transfer Date	Nov 14, 2014
Prior Transfer Doc	0000000196
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	3 CLIFFSIDE RD, CAPE MAY, NJ 08204-2904
Document Number	0063610554
Instrument Date	Mar 09, 2021
Transaction Type	Mortgage
Record Updated	Apr 07, 2021
Title Company	TITLE COMPANY/JERSEY, TITLE CO/JERSEY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 CLIFFSIDE RD NORTH CAPE MAY NJ 082042904, NORTH CAPE MAY, NJ 08204-2904

Mortgage

Document Number	0063610554
Date	Mar 25, 2021
Book Page	006361/000554
Instrument	15283

Lender

Name	SWBC MTG
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2051

Tax Assessment & Valuation

Source: Cape May County and Lower Township records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
County Subdivision	Lower Township
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	Lower Township School District (KG - 06)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$330,000 (-) Land $234,000 Building $96,000	$330,000 (-) Land $234,000 Building $96,000
2025		$330,000 (-) Land $234,000 Building $96,000	$330,000 (-) Land $234,000 Building $96,000
2024	$6,692.00 (+4.64%)
2023		$330,000 Land $234,000 Building $96,000	$330,000 Land $234,000 Building $96,000
2022	$6,395.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 4, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	4 (1985–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Hurricane Gloria, Sep 1985 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 271 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LOWER TWP MUA serves 12,416 people
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.