3 Cliffside Ct, Belmont, CA 94002 Property Records

San Mateo County property record for 3 Cliffside Ct, Belmont, CA 94002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,210 sqft · built 1977
Lot Size	0.136 acres (5,925 sqft)
Owner	2 Company Names on Record
Last Sale	$1,880,000 (Mar 2020)
Tax Bill	$26,732 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`045-481-010`

Property Details

APN / Parcel Number

Primary APN	`045-481-010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,210 sqft Living Area
1st Floor Area	1,160 sqft
2nd Floor Area	1,050 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Cape Cod
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	5,925 sqft (0.136 acres)
View / Lot	Corner
Garage Area	530 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3 CLIFFSIDE CT
City	BELMONT
State	CA
Zip	94002-3313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD0000
Legal Description	LOT 1 BLOCK 1 CARLMONT WOODS NO 2 RSM 88/34-42
Legal Subdivision	CARLMONT WOODS NO 2
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	3
Census Block	3012
Census Tract	608900

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3 CLIFFSIDE CT, BELMONT, CA 94002-3313
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Mar 9, 2020	Grant Deed, Transfer BANK OF AMERICA
Feb 10, 2020	Deed of Trust, Mortgage · Line of Credit QUICKEN LNS
Feb 10, 2020	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2020 · Amount on Record
Deed Sale	Mar 9, 2020 · Amount on Record
Prior Sale	May 4, 2012 · Amount on Record
Deed Document Number	202020904
Prior Transfer Date	Jan 13, 2016
Prior Transfer Doc	0000006108
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	3 CLIFFSIDE CT, BELMONT, CA 94002-3313
Transaction Type	Mortgage
Record Updated	Feb 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CLIFFSIDE CT, BELMONT, CA 94002-3313

Mortgage

Document Number	0000004552
Date	Jan 19, 2022
Instrument	2022-004552

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2%
Type Change Date	Nov 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7%
Index	Other
Max Rate	7%

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Mar 9, 2020
Property Address	3 CLIFFSIDE CT, BELMONT, CA 94002-3313
Document Number	0000020904
Instrument Date	Mar 3, 2020
Instrument	20904
Transaction Type	Transfer
Record Updated	Apr 14, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,068.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3 CLIFFSIDE CT BELMONT CA 940023313, BELMONT, CA 94002-3313

Mortgage

Document Number	20905
Date	Mar 9, 2020
Instrument	20905

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	3 CLIFFSIDE CT, BELMONT, CA 94002-3313
Document Number	0000018453
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3 CLIFFSIDE CT BELMONT CA 940023313, BELMONT, CA 94002-3313

Mortgage

Document Number	0000018453
Date	Feb 28, 2020
Instrument	18453

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2050

Interest

Rate Type	Adjustable Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	3 CLIFFSIDE CT, BELMONT, CA 94002-3313
Document Number	0000014228
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CLIFFSIDE CT BELMONT CA 940023313, BELMONT, CA 94002-3313

Mortgage

Document Number	0000014228
Date	Feb 19, 2020
Instrument	14228

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.97%

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Belmont City
County	San Mateo County
Elementary School District	Belmont-Redwood Shores Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,097,168 (+2%) Land $1,338,620 Building $758,548
2025	$26,732.00 (+13.54%) Homeowner's exemption	$2,056,048 (+4.04%) Land $1,312,373 Building $743,675
2023	$23,544.00 (+1.77%) Homeowner's exemption	$1,976,212 Land $1,261,413 Building $714,799	$1,798,830
2022	$23,135.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1980–1983)
Most Recent Claim	Feb 1983 · Coastal Storms, Floods, Slides & Tornadoes
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Feb 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MID-PENINSULA WATER DISTRICT serves 31,059 people · EPA ID CA4110001
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Etheric Networks, GeoLinks, Sonic Telecom.

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