Essex County and Marblehead Town property record for 3 Cliff St, #A, Marblehead, MA 01945
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,436 sqft · built 1980 |
| Owner | 2 Trust Names on File |
| Last Sale | $551,000 (Jul 2014) |
| Tax Bill | $10,270 (2025) |
| Deeds & Mortgages | Sep 2023 Sale Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0113 B:0031 L:3A |
| Primary APN | MARB M:0113 B:0031 L:3A |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Units | 3 Units |
| Stories | 1 Story |
| Building Area | 1,436 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 3 CLIFF ST, A |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-3044 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Block | 31 |
| Legal Lot Number | 3A |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 4 |
| Census Block | 4031 |
| Census Tract | 203200 |
Source: Essex County and Marblehead Town records · APN MARB M:0113 B:0031 L:3A
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3 CLIFF ST, A, MARBLEHEAD, MA 01945-3044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 12, 2023 | Condominium Deed, Transfer |
| Jul 02, 2019 | Deed of Trust, Mortgage · Balloon Mortgage EASTERN BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 30, 2014 · Amount on Record |
| Deed Sale | Jul 30, 2014 · Amount on Record |
| Prior Sale | Nov 30, 2009 · Amount on Record |
| Deed Document Number | 201473000123 |
| Deed Book / Page | 33440 / 138 |
| Record Updated | Sep 20, 2026 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Sep 12, 2023 |
| Property Address | 3 CLIFF ST # A, A, MARBLEHEAD, MA 01945-3044 |
| Document Number | 0041756-20 |
| Book / Page | 41756 / 20 |
| Instrument Date | Sep 07, 2023 |
| Instrument | 20230912001840 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 CLIFF ST # A, A, MARBLEHEAD, MA 01945-3044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 3 CLIFF ST # A, A, MARBLEHEAD, MA 01945-3044 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37638-429 |
|---|---|
| Date | Jul 02, 2019 |
| Book Page | 37638/429 |
| Instrument | 20190702000690 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,270.00 (+2.13%) | $1,134,800 (+1.11%) Building $1,134,800 | $900,600 |
| 2024 | $10,056.00 (+1.17%) | $1,122,300 (+12.91%) Building $1,122,300 | |
| 2023 | $9,940.00 | $994,000 Building $994,000 |
Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 57 policies |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 7 (1991–2018) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Mar 2018 · Severe Winter Storm And Flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 235 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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