3 Cliff Rd, Nantucket, MA 02554 Property Records

Nantucket County and Nantucket Town property record for 3 Cliff Rd, Nantucket, MA 02554

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,203 sqft · built 1800
Lot Size	0.119 acres (5,182 sqft)
Owner	Trust Name on Record
Tax Bill	$17,143 (2026)
Deeds & Mortgages	Dec 2020 Refinance Mar 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10629`

Property Details

APN / Parcel Number

Primary APN	`10629`
Alternative APN	`NANT M:04244 P:00020`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	4,203 sqft Living Area
Gross Area	5,798 sqft
1st Floor Area	1,456 sqft
Basement Area	945 sqft
Unfinished Basement	945 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1800
Effective Year Built	Effective 1800
Architectural Style	Historical
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,182 sqft (0.119 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	10629
Street Address	3 CLIFF RD
City	NANTUCKET
State	MA
Zip	02554-3639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ROH
Jurisdiction	NANTUCKET MA
Township / Civil Division	NANTUCKET
Census Block Group	2
Census Block	2014
Census Tract	950100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Nantucket Historic District listed 1966 · National Historic Landmark (designated 1966) · NRIS 66000772

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Nantucket County and Nantucket Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	800 SE 25TH AVE, FORT LAUDERDALE, FL 33301-2622
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST REPUBLIC BANK
Mar 23, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2017
Deed Sale	Mar 23, 2017
Prior Sale	Sep 15, 2016 · Amount on Record
Deed Book / Page	1584 / 161
Transfer Doc	001554-292
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NANTUCKET MA
Property Address	3 CLIFF RD, NANTUCKET, MA 02554-3639
Transaction Type	Mortgage
Record Updated	Jul 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1788-195
Date	Dec 15, 2020
Book Page	1788/195
Instrument	3816

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2052

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NANTUCKET MA
Recording Date	Mar 23, 2017
Property Address	3 CLIFF RD, NANTUCKET, MA 02554-3639
Document Number	1584-161
Book / Page	001584 / 000161
Instrument Date	Mar 3, 2017
Instrument	880
Transaction Type	Transfer
Record Updated	Apr 11, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2165 JACKSON ST SAN FRANCISCO CA 941151550, SAN FRANCISCO, CA 94115-1550

Tax Assessment & Valuation

Source: Nantucket County and Nantucket Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Nantucket County
County Subdivision	Nantucket Town
Unified School District	Nantucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,143.00 (-1.65%)	$5,494,600 (+3.39%) Land $2,556,300 Building $2,938,300	$6,363,731
2025	$17,431.00 (+5.6%)	$5,314,300 (+0.78%) Land $2,212,200 Building $3,102,100
2024	$16,506.00 (+16.36%)	$5,273,400 (+19.33%) Land $2,253,200 Building $3,020,200
2023	$14,185.00	$4,419,000 Land $2,145,600 Building $2,273,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 319 individual policies
Nearby Flood Policies	357 units insured incl. 38 condo units
Nearby Flood Claims	380 (1978–2026)
Claims Outside the SFHA	20 of 380
Most Recent Claim	Feb 2026 · Severe Winter Storm And Snowstorm
Claims by Event	Severe Winter Storm, Snowstorm, And Flooding, Jan 2015 · 99 claims Winter Coastal Storm, Dec 1992 · 71 claims Coastal Storm, Oct 1991 · 118 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WANNACOMET WATER COMPANY serves 27,703 people · EPA ID MA4197000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	67 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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