3 Cliff Ave, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 3 Cliff Ave, Gloucester, MA 01930 · Last verified April 2026

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,456 sqft · built 2014
Lot Size	0.451 acres (19,652 sqft)
Owner	2 Individual Names on File
Last Sale	$999,000 (Mar 2015)
Tax Bill	$14,807 (2025)
Deeds & Mortgages	Feb 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`106889`

Property Details

APN / Parcel Number

Primary APN	`106889`
Alternative APN	`GLOU M:0167 B:0023 L:0003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,456 sqft Living Area
Gross Area	3,394 sqft
1st Floor Area	1,088 sqft
Basement Area	355 sqft
Unfinished Basement	355 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,652 sqft (0.451 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	106889
Street Address	3 CLIFF AVE
City	GLOUCESTER
State	MA
Zip	01930-3906
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	23
Legal Lot Number	3
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	1
Census Block	1009
Census Tract	221901

Owner

Source: Essex County and Gloucester City records · APN 106889

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 CLIFF AVE, GLOUCESTER, MA 01930-3906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 31, 2015 · Amount on Record
Deed Sale	Mar 31, 2015 · Amount on Record
Deed Book / Page	33951 / 312
Record Updated	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	3 CLIFF AVE, GLOUCESTER, MA 01930-3906
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039504-535
Date	Feb 08, 2021
Book Page	39504/535
Instrument	20210208004370

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$14,807.00 (+6.6%)	$1,523,400 (+6.72%) Building $1,523,400
2024	$13,890.00 (+4.24%)	$1,427,500 (+13.45%) Building $1,427,500
2023	$13,325.00	$1,258,300 Building $1,258,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone VE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.