3 Cliff Ave, Darien, CT 06820 Property Records

Darien Town property record for 3 Cliff Ave, Darien, CT 06820

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,443 sqft · built 1983
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$880,000 (Dec 2017)
Tax Bill	$10,453 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DARI M:36 B:50`

Property Details

APN / Parcel Number

Primary APN	`DARI M:36 B:50`
Alternative APN	`8343`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,443 sqft Living Area
1st Floor Area	966 sqft
Basement Area	408 sqft
Unfinished Basement	1,424 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	8343
Street Address	3 CLIFF AVE
City	DARIEN
State	CT
Zip	06820-4915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Block	50
Jurisdiction	DARIEN CT
Township / Civil Division	DARIEN
Census Block Group	1
Census Block	1001
Census Tract	30300

Owner

Source: Darien Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 CLIFF AVE, DARIEN, CT 06820-4915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Deed of Trust, Mortgage · ARM GUARDHILL FINANCIAL CORP
Dec 1, 2017	Warranty Deed, Transfer PREMIA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2017 · Amount on Record
Deed Sale	Dec 1, 2017 · Amount on Record
Prior Sale	Dec 3, 2010 · Amount on Record
Deed Book / Page	1627 / 427
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARIEN CT
Property Address	3 CLIFF AVE, DARIEN, CT 06820-4915
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1697-182
Date	Oct 21, 2020
Book Page	1697/182

Lender

Name	GUARDHILL FINANCIAL CORP

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Type Change Date	Nov 1, 2030
Index	LIBOR

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARIEN CT
Recording Date	Dec 1, 2017
Property Address	3 CLIFF AVE, DARIEN, CT 06820-4915
Document Number	1627-427
Book / Page	1627 / 427
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$81.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16270429
Date	Dec 1, 2017
Instrument	01627/0429

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	372 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Darien Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Darien Town
Unified School District	Darien School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,453.00	$675,290 (+26.75%) Land $491,750 Building $183,540	$472,703 Land $344,225 Building $128,478
2024	$10,453.00 (+11.42%)
2023	$9,382.00 (+2.2%)	$532,770 (-) Land $378,280 Building $154,490
2022	$9,180.00	$532,770 Land $378,280 Building $154,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000

May also be available: Verizon.

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