3 Cleveland St, Springfield, MA 01104 Property Records

Hampden County and Springfield City property record for 3 Cleveland St, Springfield, MA 01104

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,620 sqft · built 1896
Lot Size0.163 acres (7,096 sqft)
Owner2 Individual Names on Record
Last Sale$268,000 (Jul 2025)
Tax Bill$4,176 (2026)
Deeds & MortgagesJul 2025 Sale & Refinance
Flood ZoneZone X (minimal risk)
APNSPRI S:02865 P:0057

Property Details

APN / Parcel Number

Primary APNSPRI S:02865 P:0057
Alternative APN
  • 28650057

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,620 sqft Living Area
1st Floor Area810 sqft

Exterior

Year BuiltBuilt 1896
Effective Year BuiltEffective 1896
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area7,096 sqft (0.163 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account Number28650057
Street Address3 CLEVELAND ST
CitySPRINGFIELD
StateMA
Zip01104-2401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group5
Census Block5015
Census Tract800400

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3 CLEVELAND ST, SPRINGFIELD, MA 01104-2401
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 23, 2025 · Amount on Record
Deed SaleJul 23, 2025 · Amount on Record
Prior SaleFeb 23, 2010 · Amount on Record
Deed Document Number202533516
Deed Book / Page25953 / 494
Record UpdatedOct 29, 2026

July 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPRINGFIELD MA
Recording DateJul 23, 2025
Property Address3 CLEVELAND ST, SPRINGFIELD, MA 01104-2401
Document Number025953-494
Book / Page25953 / 494
Instrument DateJul 23, 2025
Instrument33516
Transaction TypeTransfer
Record UpdatedNov 19, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3 CLEVELAND ST, SPRINGFIELD, MA 01104-2401

Mortgage

Document Number0000033517
DateJul 23, 2025
Instrument33517
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 1, 2055

Mortgage

Document Number025953-514
DateJul 23, 2025
Book Page25953/514
Instrument33518
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term181 Months
DueAug 1, 2040

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,176.00 (+92.98%)$270,100 (+95.72%) Land $37,400 Building $232,700$277,455 (+9.51%)
2025$2,164.00 (+28.43%)$138,000 (+39.68%) Land $38,900 Building $99,100$253,365 (-9.32%)
2024$279,395
2023$1,685.00$98,800 Land $34,400 Building $64,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20

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