3 Cleo Ct, Westerly, RI 02891 Property Records

Westerly Town property record for 3 Cleo Ct, Westerly, RI 02891 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1995
Square Footage1,824 sqft Living Area
Lot Size30,045 sqft (0.69 acres)
OccupancyOwner Occupied
Last Sale$315,000 (2009)
Tax Bill$4,017.00 (2025)

Property Details

APN / Parcel Number

Primary APNM:019 B:49-M L
Alternative APNs
  • WEST M:19 B:49 L:M
  • 1115029

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,824 sqft Living Area
Gross Area3,884 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleColonial Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area30,045 sqft (0.69 acres)

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number1115029
Street Address3 CLEO CT
CityWESTERLY
StateRI
Zip02891-1334
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block49
Legal Lot NumberM
JurisdictionWESTERLY RI
Minor Civil DivisionWESTERLY
Census Blockgroup3
Census Block3005
Census Tract50901

Owner

Source: Westerly Town records · APN M:019 B:49-M L

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3 CLEO CT, WESTERLY, RI 02891-1334
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
RIVER CITY MORTGAGE LLC
May 27, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 21, 2009 · Amount on Record
Deed SaleMay 21, 2009 · Amount on Record
Prior SaleJun 21, 2002 · Amount on Record
Deed Book / Page1805 / 110
Record RefreshedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address3 CLEO CT, WESTERLY, RI 02891-1334
Transaction TypeMortgage
Record UpdatedMar 10, 2022
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02022-3781
DateFeb 24, 2022
Book Page2022/3781
Instrument2020-888
Lender
NameRIVER CITY MORTGAGE LLC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address3 CLEO CT, WESTERLY, RI 02891-1334
Transaction TypeMortgage
Record UpdatedMar 01, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020-9809
DateMay 27, 2020
Book Page2020/9809
Instrument2020-2260
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,017.00 (+3.19%)$516,300 (+34.73%) Land $196,900 Building $319,400
2023$3,893.00 (+0.59%)$383,200 (-) Land $140,700 Building $242,500
2022$3,870.00$383,200 Land $140,700 Building $242,500

Flood & Wildfire

3 Cleo Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · County delivery 44009C updated December 26, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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