3 Clements Rd, Waltham, MA 02453 Property Records

Middlesex County and Waltham City property record for 3 Clements Rd, Waltham, MA 02453

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,405 sqft · built 1920
Lot Size0.113 acres (4,914 sqft)
Owner2 Individual Names on Record
Last Sale$1,005,000 (Jun 2023)
Tax Bill$8,273 (2026)
Deeds & MortgagesJun 2023 Sale & Mortgage
Apr 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN25412

Property Details

APN / Parcel Number

Primary APN25412
Alternative APN
  • WALT M:063 B:002 L:0011

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,405 sqft Living Area
Gross Area2,496 sqft
1st Floor Area1,280 sqft
Basement Area852 sqft
Unfinished Basement852 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1950
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,914 sqft (0.113 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number25412
Street Address3 CLEMENTS RD
CityWALTHAM
StateMA
Zip02453-8207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal Block2
Legal Lot Number11
JurisdictionWALTHAM MA
Township / Civil DivisionWALTHAM
Census Block Group3
Census Block3017
Census Tract369100

Owner

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3 CLEMENTS RD, WALTHAM, MA 02453-8207
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
MORGAN STANLEY PRIVATE BANK
Apr 21, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
BANGOR SAVINGS BANK
Aug 11, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2023 · Amount on Record
Deed SaleJun 26, 2023 · Amount on Record
Prior SaleNov 28, 1995 · Amount on Record
Deed Document Number202368575
Deed Book / Page81695 / 316
Record UpdatedOct 29, 2026

June 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWALTHAM MA
Recording DateJun 26, 2023
Property Address3 CLEMENTS RD, WALTHAM, MA 02453-8207
Document Number081695-316
Book / Page81695 / 316
Instrument DateJun 26, 2023
Instrument68575
Transaction TypeTransfer
Record UpdatedJul 19, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3 CLEMENTS RD, WALTHAM, MA 02453-8207

Mortgage

Document Number0000068576
DateJun 26, 2023
Instrument68576
Lender
NameMORGAN STANLEY PRIVATE BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTHAM MA
Property Address3 CLEMENTS RD, WALTHAM, MA 02453-8207
Transaction TypeMortgage
Record UpdatedMay 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number77555-230
DateApr 21, 2021
Book Page77555/230
Instrument88632
Lender
NameBANGOR SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueMay 1, 2041

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTHAM MA
Property Address3 CLEMENTS RD, WALTHAM, MA 02453-8207
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number75336-410
DateAug 11, 2020
Book Page75336/410
Instrument134728
Lender
NameBANGOR SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueSep 1, 2030

Tax Assessment & Valuation

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityWaltham City
Unified School DistrictWaltham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,273.00 (+11.8%)$801,600 (+6.37%) Land $454,600 Building $347,000$906,655 (-15.86%)
2025$7,400.00 (+5.31%)$753,600 (+3.39%) Land $432,900 Building $320,700$1,077,585 (+3.33%)
2024$7,027.00 (-1.1%)$728,900 (+5.87%) Land $412,000 Building $316,900$1,042,815
2023$7,105.00$688,500 Land $391,000 Building $297,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALTHAM WATER DEPARTMENT
serves 65,218 people · EPA ID MA3308000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20

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