3 Clematis Way, Conowingo, MD 21918 Property Records

Cecil County property record for 3 Clematis Way, Conowingo, MD 21918

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,240 sqft · built 1993
Lot Size1.1 acres (47,916 sqft)
Owner2 Individual Names on Record
Last Sale$255,000 (Sep 2017)
Tax Bill$3,226 (2026)
Deeds & MortgagesApr 2021 Mortgage
Sep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-041853

Property Details

APN / Parcel Number

Primary APN07-041853
Alternative APNs
  • 7041853
  • 041853

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,240 sqft Total Area

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area47,916 sqft (1.1 acres)
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area25 sqft
Deck Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number041853
Street Address3 CLEMATIS WAY
CityCONOWINGO
StateMD
Zip21918-1468
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNAR
Legal Description1.105 ACRE 3 CLEMATIS WAY S OF LIBERTY GROVE
JurisdictionCECIL MD
Township / Civil Division7, PORT DEPOSIT
Census Block Group1
Census Block1004
Census Tract31201

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3 CLEMATIS WAY, CONOWINGO, MD 21918-1468
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
ABERDEEN PROVING GROUND FCU
Sep 19, 2017Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 19, 2017 · Amount on Record
Deed SaleSep 19, 2017 · Amount on Record
Deed Book / Page4133 / 387
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address3 CLEMATIS WAY, CONOWINGO, MD 21918-1468
Transaction TypeMortgage
Record UpdatedMay 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0048540026
DateApr 20, 2021
Book Page4854/26
Lender
NameABERDEEN PROVING GROUND FCU
TypeCredit Union
AddressABERDEEN, MD 21001
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051

September 2017: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateSep 19, 2017
Property Address3 CLEMATIS WAY, CONOWINGO, MD 21918-1468
Document Number0041330387
Book / Page4133 / 387
Instrument DateSep 8, 2017
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyKIRSH TITLE SERVICES

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3 CLEMATIS WAY, CONOWINGO, MD 21918-1468

Mortgage

Document Number0004133395
DateSep 19, 2017
Instrument4133/395
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,226.00 (+3.3%) Homeowner's exemption$317,200 (+23.42%) Land $65,600 Building $251,600$317,200 (+23.42%) Land $65,600 Building $251,600
2025$3,123.00 (+42.08%) Homeowner's exemption
2023$2,198.00 Homeowner's exemption$257,000 Land $65,600 Building $191,400$257,000 Land $65,600 Building $191,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies33 units insured
incl. 24 condo units
Nearby Flood Claims10 (1978–2012)
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Armstrong
Cable
1,000 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Clematis Way

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