Kendall County property record for 3 Clay Ct, Montgomery, IL 60538
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,830 sqft · built 1962 |
| Lot Size | 0.22 acres (9,585 sqft) |
| Owner | Individual Name on File |
| Last Sale | $191,500 (Oct 2019) |
| Tax Bill | $7,047 (2024) |
| Deeds & Mortgages | Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-05-476-004 |
| Primary APN | 03-05-476-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,830 sqft Living Area |
| Gross Area | 2,528 sqft |
| 1st Floor Area | 1,830 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 9,585 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 698 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3 CLAY CT |
|---|---|
| City | MONTGOMERY |
| State | IL |
| Zip | 60538-2511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 214 BOULDER HILL UNIT 7 SEC. 5-37-8 |
| Legal Range | 08E |
| Legal Township | 37N |
| Legal Section | 05 |
| Legal Subdivision | BOULDER HILL |
| Legal Lot Number | 214 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 890302 |
3 Clay Ct is owned and occupied by an individual who bought it in October 2019.
Source: Kendall County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 CLAY CT, MONTGOMERY, IL 60538-2511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2019 · Amount on File |
| Deed Sale | Oct 18, 2019 · Amount on File |
| Prior Sale | Mar 19, 1995 · Amount on File |
| Deed Document Number | 201915603 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Oct 18, 2019 |
| Property Address | 3 CLAY CT, MONTGOMERY, IL 60538-2511 |
| Document Number | 0000015603 |
| Instrument Date | Oct 10, 2019 |
| Instrument | 15603 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2019 |
| Title Company | SECURITY FIRST TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $191.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 CLAY CT MONTGOMERY IL 605382511, MONTGOMERY, IL 60538-2511 |
| Document Number | 15604 |
|---|---|
| Date | Oct 18, 2019 |
| Instrument | 15604 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 17, 2049 |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $104,536 Land $25,743 Building $78,793 | $313,608 Land $77,229 Building $236,379 | |
| 2024 | $7,047.00 | ||
| 2022 | $79,259 Land $19,518 Building $59,741 | $237,777 Land $58,554 Building $179,223 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3 Clay Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3 Clay Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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