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3 Clark St, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 3 Clark St, Smithtown, NY 11787 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,342 sqft · built 1981
Lot Size0.96 acres (41,818 sqft)
Owner2 Individual Names on File
Last Sale$542,000 (Aug 2015)
Tax Bill$14,452 (2024)
Deeds & MortgagesSep 2020 Refinance
Flood ZoneZone X (minimal risk)
APN473489 51.-5-15

Property Details

APN / Parcel Number

Primary APN473489 51.-5-15
Alternative APNs
  • 0800-051.00-05.00-015.000
  • 348905100000050150000000
  • 47340012962
  • S 190227

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,342 sqft Living Area
Gross Area1,475 sqft
1st Floor Area783 sqft
2nd Floor Area559 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleColonial
Exterior MaterialWood
Lot Area41,818 sqft (0.96 acres)
View / LotSuburban
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area778 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerConnected
Water SourceCommercial

Location & Zoning

Account NumberS 190227
Street Address3 CLARK ST
CitySMITHTOWN
StateNY
Zip11787-1118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description21-846851 TC-25 *835 LOT 31 VALLEY FARMS
Legal Block5
Legal Lot Number15
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group2
Census Block2009
Census Tract134902

Owner

Source: Suffolk County and Smithtown Town records · APN 473489 51.-5-15

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3 CLARK ST, SMITHTOWN, NY 11787-1118
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 10, 2015 · Amount on Record
Deed SaleAug 10, 2015 · Amount on Record
Deed Book / Page12827 / 346
Prior Transfer DateFeb 19, 2002
Prior Transfer Doc0121710784
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address3 CLARK ST, SMITHTOWN, NY 11787-1118
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0231790270
DateSep 29, 2020
Book Page23179/270
InstrumentDL028580
Lender
NameNATIONWIDE MORTGAGE BANKERS
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueOct 01, 2035

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictSmithtown Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,575 (-) Land $340 Building $5,235$696,875 (+10,775.08%) Land $42,500 Building $654,375
2024$14,452.00
2023$5,575 Land $340 Building $5,235$6,408 Land $391 Building $6,017

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031349022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 263 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
Optimum CommunicationsCable940 / 35
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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