3 Citation Dr, Shalimar, FL 32579 Property Records

Okaloosa County property record for 3 Citation Dr, Shalimar, FL 32579

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,472 sqft · built 1994
Lot Size0.141 acres (6,180 sqft)
OwnerIndividual Name on Record
Last Sale$259,000 (Jan 2020)
Tax Bill$1,457 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jan 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC56-000-592-5832-7

Property Details

APN / Parcel Number

Primary APNC56-000-592-5832-7
Alternative APN
  • 05-2S-23-4300-0000-0110

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,472 sqft Heated Area
Gross Area1,988 sqft
1st Floor Area897 sqft
Upper Floors Area575 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area6,180 sqft (0.141 acres)
Garage TypeFinished
Garage Area480 sqft
PorchOpen Porch
Porch Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3 CITATION DR
CitySHALIMAR
StateFL
Zip32579-1753
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHALIMAR WOODS S/D LOT 11
Legal Range23
Legal Township02S
Legal Section05
Legal SubdivisionSHALIMAR WOODS S/D
Legal Lot Number11
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2009
Census Tract21501

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3 CITATION DR, SHALIMAR, FL 32579-1753
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2021Deed of Trust, Mortgage · VA Mortgage
PENTAGON FCU
Jan 28, 2020Warranty Deed, Transfer · VA Mortgage
PENTAGON FCU
Jun 1, 2017Warranty Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 28, 2020 · Amount on Record
Deed SaleJan 28, 2020 · Amount on Record
Prior SaleJun 1, 2017 · Amount on Record
Deed Document Number3333353
Deed Book / Page3440 / 4523
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address3 CITATION DR, SHALIMAR, FL 32579-1753
Transaction TypeMortgage
Record UpdatedSep 1, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 CITATION DR, SHALIMAR, FL 32579-1753

Mortgage

Document Number0035674706
DateAug 18, 2021
Book Page3567/4706
Instrument3481346
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJan 28, 2020
Property Address3 CITATION DR, SHALIMAR, FL 32579-1753
Document Number0034404523
Book / Page3440 / 4523
Map ReferenceMB 14 PG 74
Instrument DateJan 24, 2020
Instrument3333353
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyCHAMPION TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,813.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6 BAYSHORE DR, 6, SHALIMAR, FL 32579-2117

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 CITATION DR, SHALIMAR, FL 32579-1753

Mortgage

Document Number0034404525
DateJan 28, 2020
Instrument3440/4525
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJun 1, 2017
Property Address3 CITATION DR, SHALIMAR, FL 32579-1753
Document Number0033014162
Book / Page003301 / 004162
Instrument DateMay 22, 2017
Instrument3138258
Transaction TypeTransfer
Record UpdatedAug 2, 2017
Title CompanyOLD SOUTH LAND TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,610.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3 CITATION DR SHALIMAR FL 325791753, SHALIMAR, FL 32579-1753

Mortgage

Document Number33014164
DateJun 1, 2017
Book Page003301/004164
Instrument3138259
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 31, 2047

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,457.00 (-24.35%) Homeowner's exemption Veteran's exemption$206,206 (+5.99%)$250,337 (+1.96%) Land $83,104 Building $167,233
2023$1,926.00 (+16.59%) Homeowner's exemption$194,558 (+3%)$245,520 (+6.35%) Land $66,857 Building $178,663
2022$1,652.00 Homeowner's exemption Veteran's exemption$188,891$230,857 Land $62,483 Building $168,374

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 180 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies328 units insured
incl. 148 condo units
Nearby Flood Claims257 (1979–2020)
Claims Outside the SFHA100 of 257
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 20 claims
  • Hurricane Frances, Sep 2004 · 97 claims
  • Hurricane Opal, Oct 1995 · 67 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA CO.WTR.; SWR.SYSTEM
serves 80,295 people · EPA ID FL1460506
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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