3 Circle St, Unit 1, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 3 Circle St, Unit 1, Marblehead, MA 01945 · Last verified July 2026

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 839 sqft · built 1900
Owner	2 Individual Names on File
Last Sale	$305,000 (Jul 2014)
Tax Bill	$4,317 (2025)
Deeds & Mortgages	Mar 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0166 B:0015 L:1`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0166 B:0015 L:1`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	3 Units
Stories	3 Stories
Building Area	839 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	3 CIRCLE ST, 1
City	MARBLEHEAD
State	MA
Zip	01945-3597
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	03 CIRCLE STREET CONDO
Legal Block	15
Legal Lot Number	1
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	1
Census Block	1013
Census Tract	203302

Owner

Source: Essex County and Marblehead Town records · APN MARB M:0166 B:0015 L:1

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 CIRCLE ST, 1, MARBLEHEAD, MA 01945-3597
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 15, 2014 · Amount on Record
Deed Sale	Jul 15, 2014 · Amount on Record
Prior Sale	Oct 31, 2011 · Amount on Record
Deed Document Number	201471500190
Deed Book / Page	33407 / 288
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	3 CIRCLE ST UNIT 1, 1, MARBLEHEAD, MA 01945-3597
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38344-24
Date	Mar 18, 2020
Book Page	38344/24
Instrument	20200318000730

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

Tax Assessment & Valuation

Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,317.00 (-0.16%)	$477,000 (-1.16%) Building $477,000	$530,860
2024	$4,324.00 (+5.18%)	$482,600 (+17.39%) Building $482,600
2023	$4,111.00	$411,100 Building $411,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092033021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Cost	Premium on Record median of 47 individual NFIP policies nearby
Nearby Flood Policies	49 units insured (2 under condo master policies) 31 of 47 individual policies on primary residences
Nearby Flood Claims	17 (1978–2024)
Claims Outside the SFHA	4 of 17
Most Recent Claim	Jan 2024, tidal / storm surge
Flood Events	Severe Winter Storm And Flooding (Mar 2018), 3 claims Extreme Weather Conditons And Flooding (Oct 1996), 2 claims Coastal Storms, Flood, Ice & Snow (Feb 1978), 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Marblehead Historic District listed 1984 · 988 contributing resources · NRIS 84002402

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.