Kay County property record for 3 Chuck Dr, Ponca City, OK 74604
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,728 sqft · built 1984 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Jun 2026) |
| Tax Bill | $399 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Apr 2025 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 21276 |
| Primary APN | 21276 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,728 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Rustic |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 23,958 sqft (0.55 acres) |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 360 sqft |
| Deck Area | 176 sqft |
| Patio Area | 360 sqft |
| Shed | 1 Shed |
| Shed Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 21276 |
|---|---|
| Street Address | 3 CHUCK DR |
| City | PONCA CITY |
| State | OK |
| Zip | 74604-5957 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LONGWOOD - HILLTOP VIEW W182' OF E364' OF W546.76' EXC N60' OF TR#12 |
| Legal Range | 03E |
| Legal Township | 26N |
| Legal Section | 11 |
| Legal Subdivision | HILLTOP VIEW |
| Legal Tract | 12 |
| Legal Lot Number | 12 |
| Jurisdiction | KAY OK |
| Township / Civil Division | KAW CITY |
| Census Block Group | 1 |
| Census Block | 1097 |
| Census Tract | 1200 |
3 Chuck Dr is owned and occupied by two individuals who bought it in June 2026.
Source: Kay County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 CHUCK DR, PONCA CITY, OK 74604-5957 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2026 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE |
| Apr 15, 2025 | Deed, Transfer · Line of Credit COMMUNITY NATIONAL BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2026 · Amount on File |
| Deed Sale | Jun 30, 2026 · Amount on File |
| Prior Sale | Apr 15, 2025 · Amount on File |
| Deed Document Number | 20264559 |
| Deed Book / Page | 2039 / 920 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KAY OK |
| Recording Date | Jun 30, 2026 |
| Property Address | 3 CHUCK DR, PONCA CITY, OK 74604-5957 |
| Document Number | 0000004559 |
| Book / Page | 2039 / 920 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 20264559 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $45,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 CHUCK DR, PONCA CITY, OK 74604-5957 |
| Document Number | 0000004560, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 20264560 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | KAY OK |
| Recording Date | Apr 15, 2025 |
| Property Address | 3 CHUCK DR, PONCA CITY, OK 74604-5957 |
| Document Number | I2025002428 |
| Book / Page | 1994 / 30 |
| Instrument Date | Apr 15, 2025 |
| Instrument | I-2025-002428 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2025 |
| Title Company | TITAN TITLE AND CLOSING/MO, TITAN TITLE & CLOSING |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $327.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3 CHUCK DR, PONCA CITY, OK 74604-5957 |
| Document Number | I2025002429 |
|---|---|
| Date | Apr 15, 2025 |
| Instrument | I-2025-002429 |
| Name | COMMUNITY NATIONAL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 3 Chuck Dr was $399 with a homeowner's exemption, up 9.9% from the year before.
Source: Kay County assessment roll, as of January 16, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Kay County |
| Elementary School District | Kildare Public School (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $20,191 (+251.03%) Land $151 Building $20,040 | $183,551 (+21.01%) Land $1,375 Building $182,176 | |
| 2025 | $399.00 (+9.92%) Homeowner's exemption | $5,752 (+3.01%) Land $151 Building $5,601 | $151,688 (-1.47%) Land $1,375 Building $150,313 |
| 2024 | $363.00 (+3.71%) Homeowner's exemption | $5,584 (+2.99%) Land $151 Building $5,433 | $153,949 (+212.34%) Land $1,375 Building $152,574 |
| 2023 | $350.00 Homeowner's exemption | $5,422 Land $151 Building $5,271 | $49,289 Land $1,375 Building $47,914 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3 Chuck Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 23, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3 Chuck Dr is extreme, ranking above 96% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 96% of the US · above 99.3% of Oklahoma |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Chisholm Broadband Fixed Wireless | 100 / 40 |
| Nextlink Fixed Wireless | 100 / 20 |
May also be available: AT&T, T-Mobile.
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