3 Christopher Ter, Saco, ME 04072 Property Records

York County and Saco City property record for 3 Christopher Ter, Saco, ME 04072 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,814 sqft · built 1991
Lot Size	0.885 acres (38,558 sqft)
Owner	2 Company Names on File
Tax Bill	$9,988 (2025)
Flood Zone	Zone X (minimal risk)
APN	`Z0188R`

Property Details

APN / Parcel Number

Primary APN	`Z0188R`
Alternative APNs	`SACO M:008 L:002 U:026-000` `M:008 L:002 U:026=000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,814 sqft Living Area
Gross Area	6,516 sqft
1st Floor Area	1,706 sqft
Basement Area	1,706 sqft
Unfinished Basement	1,706 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	38,558 sqft (0.885 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	Z0188R
Street Address	3 CHRISTOPHER TER
City	SACO
State	ME
Zip	04072-1729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	OCEAN WOOD ASSOCIATES INC
Legal Lot Number	2
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	2
Census Block	2000
Census Tract	5400

Owner

Source: York County and Saco City records · APN Z0188R

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	3 CHRISTOPHER TER, SACO, ME 04072-1729
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Feb 04, 2025
Transfer Doc	0196020401
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: York County and Saco City records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,988.00 (+1.69%)	$703,400 (+0.62%) Land $199,000 Building $504,400
2024	$9,822.00 (+6.74%)	$699,100 (+39.26%) Land $199,000 Building $500,100	$912,190
2022	$9,202.00	$502,000 Land $151,500 Building $350,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, York County (23031C), updated April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230310054002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	15 in force 9 of 15 on primary residences
Nearby Flood Claims	11 (1978–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Jan 2024, rainfall accumulation, Severe Storms And Flooding
Flood Events	Severe Storms And Flooding (Jan 2024), 4 claims Severe Storms And Inland And Coastal Flooding (Apr 2007), 3 claims

Wildfire

Wildfire Risk	Low above 5% of the US · above 4% of Maine
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.