3 Christopher Ln, Norwalk, CT 06851 Property Records

Norwalk City property record for 3 Christopher Ln, Norwalk, CT 06851

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,209 sqft · built 2000
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$1,350,000 (Aug 2024)
Tax Bill	$20,414 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Aug 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D:5 B:18 L:164`

Property Details

APN / Parcel Number

Primary APN	`D:5 B:18 L:164`
Alternative APNs	`NORW M:5 B:18 L:164` `NWLK M:5 B:18 L:164` `29009`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,209 sqft Living Area
Gross Area	6,049 sqft
1st Floor Area	1,541 sqft
Basement Area	1,507 sqft
Unfinished Basement	1,206 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	29009
Street Address	3 CHRISTOPHER LN
City	NORWALK
State	CT
Zip	06851-3325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Block	18
Legal Lot Number	164
Jurisdiction	NORWALK CT
Township / Civil Division	NORWALK
Census Block Group	1
Census Block	1010
Census Tract	42600

Owner

3 Christopher Ln is owned by two individuals who bought it in August 2024.

Source: Norwalk City records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38 DEACON ABBOTT RD, REDDING, CT 06896-2011
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Aug 27, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Jun 30, 2020	Deed of Trust, Mortgage · Balloon Mortgage GUARANTY HOME MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2024 · Amount on File
Deed Sale	Aug 27, 2024 · Amount on File
Prior Sale	Dec 14, 1993 · Amount on File
Deed Document Number	20242024006982
Deed Book / Page	9774 / 167
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWALK CT
Property Address	3 CHRISTOPHER LN, NORWALK, CT 06851-3325
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009942-85
Date	Nov 14, 2025
Book Page	9942/85
Instrument	2025008931

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Type Change Date	Dec 1, 2032
Index	Other

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWALK CT
Recording Date	Aug 27, 2024
Property Address	3 CHRISTOPHER LN, NORWALK, CT 06851-3325
Document Number	009774-167
Book / Page	9774 / 167
Instrument Date	Aug 26, 2024
Instrument	2024006982
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	38 DEACON ABBOTT RD, REDDING, CT 06896-2011

Mortgage

Document Number	2024006983
Date	Aug 27, 2024
Instrument	2024006983

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Sep 1, 2031
Max Rate At Change	3%
Index	Other
Margin	3

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWALK CT
Property Address	3 CHRISTOPHER LN, NORWALK, CT 06851-3325
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9027-34
Date	Jun 30, 2020
Book Page	9027/34
Instrument	2020006605

Lender

Name	GUARANTY HOME MORTGAGE

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 3 Christopher Ln was $20,414, up 1.4% from the year before.

Source: Norwalk City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwalk City
Unified School District	Norwalk School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,414.00 (+1.38%)	$840,950 (-) Land $196,060 Building $644,890	$1,453,096 (+146.85%)
2025	$20,137.00	$840,950 Land $196,060 Building $644,890	$588,665 Land $137,242 Building $451,423
2024	$20,137.00 (+34.32%)
2023	$14,992.00 (+1.9%)	$595,840 (-) Land $164,090 Building $431,750
2022	$14,712.00	$595,840 Land $164,090 Building $431,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3 Christopher Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Christopher Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWALK FIRST TAXING DISTRICT serves 40,256 people · EPA ID CT1030011
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000

May also be available: T-Mobile, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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