3 Chestnut St, Dudley, MA 01571 Property Records

Worcester County and Dudley Town property record for 3 Chestnut St, Dudley, MA 01571

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,059 sqft · built 1930
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$512,629 (Aug 2026)
Tax Bill	$2,932 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DUDL M:111 L:061`

Property Details

APN / Parcel Number

Primary APN	`DUDL M:111 L:061`
Alternative APNs	`M:211 B:D=4 L:132=011` `DUDL-111 061 000 000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,059 sqft Living Area
Gross Area	3,918 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,600 sqft (0.152 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Old Parcel Number	DUDL-111 061 000 000
Street Address	3 CHESTNUT ST
City	DUDLEY
State	MA
Zip	01571-3204
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	B15
Legal Lot Number	61
Jurisdiction	DUDLEY MA
Township / Civil Division	DUDLEY
Census Block Group	1
Census Block	1023
Census Tract	755100

Owner

Source: Worcester County and Dudley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 CHESTNUT ST, DUDLEY, MA 01571-3204
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Quit Claim Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE
Feb 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage LUXURY MORTGAGE CORP
Nov 29, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NQM FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2026 · Amount on Record
Deed Sale	Aug 19, 2026 · Amount on Record
Prior Sale	Nov 29, 2023 · Amount on Record
Deed Document Number	202672097
Deed Book / Page	74052 / 284
Prior Transfer Date	Jul 21, 2026
Prior Transfer Doc	0000072097
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUDLEY MA
Recording Date	Aug 19, 2026
Property Address	3 CHESTNUT ST, DUDLEY, MA 01571-3204
Document Number	0000072097
Book / Page	74052 / 284
Instrument Date	Jul 21, 2026
Instrument	202672097
Transaction Type	Transfer
Record Updated	Sep 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 CHESTNUT ST, DUDLEY, MA 01571-3204

Mortgage

Date	Aug 19, 2026

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUDLEY MA
Property Address	3 CHESTNUT ST, DUDLEY, MA 01571-3204
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073224-62
Date	Feb 20, 2026
Book Page	73224/62
Instrument	13467

Lender

Name	LUXURY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUDLEY MA
Recording Date	Nov 29, 2023
Property Address	3 CHESTNUT ST, DUDLEY, MA 01571-3204
Document Number	069934-307
Book / Page	69934 / 307
Instrument Date	Nov 29, 2023
Instrument	99842
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 EAST ST, WHITINSVILLE, MA 01588-1922

Mortgage

Document Number	0000099843
Date	Nov 29, 2023
Instrument	99843

Lender

Name	NQM FUNDING LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Dudley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Dudley Town
Unified School District	Dudley-Charlton Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,932.00 (+18.37%)	$291,500 (+24.41%) Land $74,400 Building $217,100	$472,744
2025	$2,477.00 (+5.76%)	$234,300 (+4.83%) Land $63,900 Building $170,400
2024	$2,342.00 (+9.29%)	$223,500 (+5.97%) Land $60,500 Building $163,000
2023	$2,143.00	$210,900 Land $55,900 Building $155,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2016–2021)
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUDLEY WATER DEPARTMENT serves 5,515 people · EPA ID MA2080000
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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