3 Chestnut Ln, Bedford, MA 01730 Property Records

Middlesex County and Bedford Town property record for 3 Chestnut Ln, Bedford, MA 01730

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,209 sqft · built 1995
Lot Size	291 acres (12,685,529 sqft)
Owner	2 Individual Names on File
Last Sale	$645,000 (Jul 2004)
Tax Bill	$103 (2025)
Deeds & Mortgages	Nov 2021 Refinance Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:026 P:0002=118`

Property Details

APN / Parcel Number

Primary APN	`M:026 P:0002=118`
Alternative APN	`BEDF M:026 P:0002-118`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,209 sqft Living Area
Gross Area	2,975 sqft
1st Floor Area	2,908 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,685,529 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3 CHESTNUT LN
City	BEDFORD
State	MA
Zip	01730-1050
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	HUCKINS FARM
Jurisdiction	BEDFORD MA
Township / Civil Division	BEDFORD
Census Block Group	4
Census Block	4006
Census Tract	359303

Owner

3 Chestnut Ln, a condominium, is owned and occupied by two individuals who bought it in July 2004.

Source: Middlesex County and Bedford Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 CHESTNUT LN, BEDFORD, MA 01730-1050
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Oct 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2004 · Amount on File
Deed Sale	Jul 23, 2004 · Amount on File
Prior Sale	Sep 5, 2002 · Amount on File
Deed Document Number	2004193669
Deed Book / Page	43352 / 594
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD MA
Property Address	3 CHESTNUT LN, BEDFORD, MA 01730-1050
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	79123-498
Date	Nov 12, 2021
Book Page	79123/498
Instrument	246938

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD MA
Property Address	3 CHESTNUT LN, BEDFORD, MA 01730-1050
Document Number	70191-201
Book / Page	070191 / 000201
Instrument Date	Oct 28, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	70191-201
Date	Nov 6, 2017
Book Page	070191/000201
Instrument	303

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3 Chestnut Ln was $103, down 98.9% from the year before.

Source: Middlesex County and Bedford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Bedford Town
Unified School District	Bedford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$103.00 (-98.89%)	$859,400 (+1%) Building $859,400	$1,022,960
2024	$9,282.00 (+1.8%)	$781,300 (+6.94%) Building $781,300
2023	$9,118.00	$730,600 Building $730,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Chestnut Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Chestnut Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD WATER DEPT. serves 14,955 people · EPA ID MA3023000
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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