Bradford County property record for 3 Cherry St, Towanda, PA 18848
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · built 1896 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Dec 2019) |
| Tax Bill | $3,046 (2026) |
| Deeds & Mortgages | Dec 2019 Sale & Mortgage Nov 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 49-086.02-142-000-000 |
| Primary APN | 49-086.02-142-000-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Year Built | Built 1896 |
|---|---|
| Effective Year Built | Effective 1896 |
| Architectural Style | Conventional |
| Lot Area | 7,405 sqft (0.17 acres) |
| Street Address | 3 CHERRY ST |
|---|---|
| City | TOWANDA |
| State | PA |
| Zip | 18848-1927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE, CARPORT |
| Jurisdiction | BRADFORD PA |
| Township / Civil Division | TOWANDA |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 951000 |
Source: Bradford County records · APN 49-086.02-142-000-000
Assessment roll updated April 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 CHERRY ST, TOWANDA, PA 18848-1927 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 31, 2019 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Nov 08, 2017 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 31, 2019 · Amount on Record |
| Deed Sale | Dec 31, 2019 · Amount on Record |
| Prior Sale | Nov 08, 2017 · Amount on Record |
| Deed Document Number | 201912850 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BRADFORD PA |
| Recording Date | Dec 31, 2019 |
| Property Address | 3 CHERRY ST, TOWANDA, PA 18848-1927 |
| Document Number | 0201912850 |
| Instrument Date | Dec 20, 2019 |
| Instrument | 201912850 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 419 MAIN ST, 419, TOWANDA, PA 18848-1807 |
| Name | Verified Name |
|---|---|
| Address | 449 HILLCREST DR, TOWANDA, PA 18848-8170 |
| Document Number | 0201912851 |
|---|---|
| Date | Dec 31, 2019 |
| Instrument | 201912851 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BRADFORD PA |
| Recording Date | Nov 08, 2017 |
| Property Address | 3 CHERRY ST, TOWANDA, PA 18848-1927 |
| Document Number | 0201719661 |
| Instrument Date | Oct 31, 2017 |
| Instrument | 201719661 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 CHERRY ST, 3, TOWANDA, PA 18848-1927 |
| Name | Verified Name |
|---|---|
| Address | 418 MAIN ST, TOWANDA, PA 18848-1808 |
Source: Bradford County records · Assessment roll updated April 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bradford County |
| Municipality | Towanda Borough |
| Unified School District | Towanda Area School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,046.00 (+4.39%) | $35,250 (-) | |
| 2024 | $2,918.00 | $35,250 | |
| 1999 | $70,499 |
Source: FEMA National Flood Hazard Layer as of September 21, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 15 (1979–2020) |
| Claims Outside the SFHA | 7 of 15 |
| Most Recent Claim | Dec 2020 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Towanda Historic District listed 1992 · 441 contributing resources · NRIS 92000394 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Empire Telephone Corporation/North Penn Telephone Company Fiber | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 267 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWANDA MUNICIPAL AUTHORITY serves 5,000 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Nov 2024 |
| Lead | 8 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Feb 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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