Flagler County property record for 3 Cherry Ct, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,248 sqft · built 1984 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $249,000 (Nov 2013) |
| Tax Bill | $4,250 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7004-00010-0130 |
| Primary APN | 07-11-31-7004-00010-0130 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,248 sqft Living Area |
| Gross Area | 2,908 sqft |
| 1st Floor Area | 2,248 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Width | 80 ft Width |
| Driveway | Concrete Driveway |
| Driveway Area | 544 sqft |
| Pool Type | Pool Type |
| Pool Area | 966 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3 CHERRY CT |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-8357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DPX |
| Legal Description | PALM COAST SEC 4 BL 1 LT 13 OR 114 PG 337 OR 153 PG 622 OR 179 PG 352 OR 481 PG 119 OR 587 PG 171-QC OR 630 PG 1216 OR 729 PG 1156- AGREEMENT FOR DEED OR 868/1766 OR 1854/362 OR 1880/1482 OR 1949/981 OR 1977/1239 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 60105 |
Source: Flagler County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3 CHERRY CT, PALM COAST, FL 32137-8357 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 25, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage TRUIST BANK |
| Jun 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NEW PENN FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 2013 · Amount on Record |
| Deed Sale | Nov 25, 2013 · Amount on Record |
| Prior Sale | Jul 13, 2012 · Amount on Record |
| Deed Document Number | 201340577 |
| Deed Book / Page | 1977 / 1239 |
| Last Transfer Date | Feb 9, 2021 |
| Transfer Doc | 0025310607 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 3 CHERRY CT, PALM COAST, FL 32137-8357 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0026381395 |
|---|---|
| Date | Dec 16, 2021 |
| Book Page | 2638/1395 |
| Instrument | 2021068560 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Feb 25, 2021 |
| Property Address | 3 CHERRY CT, PALM COAST, FL 32137-8357 |
| Document Number | 0025310607 |
| Book / Page | 2531 / 607 |
| Map Reference | MB 35 PG 528 |
| Instrument Date | Feb 9, 2021 |
| Instrument | 2021009899 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | AAA TITLE AGENCY AND ESCROW SERVICES I, AAA TTL AGCY & ESCROW SVCS I |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 CHERRY CT, PALM COAST, FL 32137-8357 |
| Document Number | 0002531608 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | 2531/608 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 3 CHERRY CT, PALM COAST, FL 32137-8357 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0022870020 |
|---|---|
| Date | Jun 19, 2018 |
| Book Page | 2287/0020 |
| Instrument | 2018022796 |
| Name | NEW PENN FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLYMOUTH MEETING, PA 19462 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,250.00 (+2.19%) Homeowner's exemption | $276,995 (+5.79%) | $455,714 (-0.55%) Land $180,000 Building $275,714 |
| 2024 | $4,159.00 (+2.44%) | ||
| 2023 | $4,060.00 (+0.89%) Homeowner's exemption | $261,846 (+3%) | $458,220 (+1.49%) Land $180,000 Building $278,220 |
| 2022 | $4,024.00 Homeowner's exemption | $254,219 | $451,480 Land $180,000 Building $271,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 318 individual policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 522 units insured incl. 204 condo units |
| Nearby Flood Claims | 7 (2001–2024) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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