3 Chatham Cir, Kankakee, IL 60901 Property Records

Kankakee County property record for 3 Chatham Cir, Kankakee, IL 60901

Property Summary

Property Type	Single Family Home
Lot Size	0.398 acres (17,378 sqft)
Owner	2 Individual Names on Record
Last Sale	$309,000 (Jul 2023)
Tax Bill	$9,141 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Oct 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-17-09-105-022`

Property Details

APN / Parcel Number

Primary APN	`16-17-09-105-022`

Exterior

Lot Area	17,378 sqft (0.398 acres)

Location & Zoning

Street Address	3 CHATHAM CIR
City	KANKAKEE
State	IL
Zip	60901-5802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAIRDS SUB LOT 3 09-30-13W
Legal Subdivision	LAIRDS SUB
Legal Lot Number	3
Jurisdiction	KANKAKEE IL
Township / Civil Division	KANKAKEE
Census Block Group	2
Census Block	2004
Census Tract	12400

Owner

Source: Kankakee County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 CHATHAM CIR, KANKAKEE, IL 60901-5802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MTG CORP
Oct 31, 2022	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Feb 9, 2021	Intrafamily Transfer, Transfer
Aug 15, 2018	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2023 · Amount on Record
Deed Sale	Jul 28, 2023 · Amount on Record
Prior Sale	Aug 15, 2018 · Amount on Record
Deed Document Number	20237004
Prior Transfer Date	Feb 9, 2021
Prior Transfer Doc	0202102012
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANKAKEE IL
Recording Date	Jul 28, 2023
Property Address	3 CHATHAM CIR, KANKAKEE, IL 60901-5802
Document Number	0202307004
Map Reference	BK E PG 91
Instrument Date	Jul 26, 2023
Instrument	202307004
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	STANDARD TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$463.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 CHATHAM CIR, KANKAKEE, IL 60901-5802

Mortgage

Document Number	0202307005
Date	Jul 28, 2023
Instrument	202307005

Lender

Name	AMERICAN PACIFIC MTG CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.75%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	3 CHATHAM CIR, KANKAKEE, IL 60901-5802
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202212318
Date	Oct 31, 2022
Instrument	202212318

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Nov 24, 2029

Interest

Rate Type	Fixed Rate

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANKAKEE IL
Recording Date	Feb 9, 2021
Property Address	3 CHATHAM CIR, KANKAKEE, IL 60901-5802
Document Number	0202102012
Map Reference	BKE PG91
Instrument Date	Feb 9, 2021
Instrument	202102012
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 CHATHAM CIR, KANKAKEE, IL 60901-5802

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANKAKEE IL
Recording Date	Aug 15, 2018
Property Address	3 CHATHAM CIR, KANKAKEE, IL 60901-5802
Document Number	0201808972
Map Reference	BK E PG91
Instrument Date	Aug 15, 2018
Instrument	201808972
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CHATHAM CIR, KANKAKEE, IL 60901-5802

Mortgage

Document Number	201808973
Date	Aug 15, 2018
Instrument	201808973

Lender

Name	HOMESTAR BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kankakee County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kankakee County
County Subdivision	Kankakee Township
Municipality	Kankakee City
Unified School District	Kankakee School District 111 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,141.00 (+7.38%)	$88,543 (+27.4%) Land $16,793 Building $71,750	$265,629 (+27.4%) Land $50,379 Building $215,250
2024	$8,513.00 (+14.27%)
2023		$69,498 (+14.25%) Land $13,181 Building $56,317	$208,494 (+14.25%) Land $39,543 Building $168,951
2022	$7,450.00 Homeowner's exemption	$60,830 Land $11,537 Building $49,293	$182,490 Land $34,611 Building $147,879

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	19 (1978–2018)
Claims Outside the SFHA	4 of 19
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-KANKAKEE private · serves 80,000 people · EPA ID IL0915030
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	2 ppb (2026) action level 15 ppb
Copper	3.3 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Bertram Communications, Verizon.

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