3 Charles St, White Plains, NY 10606 Property Records

Westchester County and White Plains City property record for 3 Charles St, White Plains, NY 10606

Property Summary

Property TypeDuplex
Details4 bd · 3 ba · 1,954 sqft · built 1920
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$499,000 (Aug 2018)
Tax Bill$1,714 (2026)
Deeds & MortgagesAug 2018 Sale
Flood ZoneZone X (minimal risk)
APN551700 130.35-3-3

Property Details

APN / Parcel Number

Primary APN551700 130.35-3-3
Alternative APNs
  • 170013003500030030000000
  • 20680001200

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,954 sqft Total Area
1st Floor Area1,954 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional
Exterior MaterialShingles
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions150 ft deep x 40 ft wide
PorchSlab
Porch Area120 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number20680001200
Street Address3 CHARLES ST
CityWHITE PLAINS
StateNY
Zip10606-2603
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRM-1.
Legal SubdivisionLOTS BUILDING
Legal Block3
Legal Lot Number3.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionWHITE PLAINS
Census Block Group2
Census Block2005
Census Tract9202

Owner

3 Charles St, a duplex, is owned by an individual who bought it in August 2018.

Source: Westchester County and White Plains City records, as of October 21, 2026

Owner of RecordIndividual Name on File
Mailing Address29 WELLFORD RD, WHITE PLAINS, NY 10607-1135
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 30, 2018 · Amount on File
Deed SaleAug 30, 2018 · Amount on File
Prior SaleMay 16, 2013 · Amount on File
Deed Document Number2018582393147
Prior Transfer DateMay 19, 2014
Prior Transfer Doc0541393440
Record UpdatedOct 29, 2026

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWESTCHESTER NY
Recording DateAug 30, 2018
Property Address3 CHARLES ST, WHITE PLAINS, NY 10606-2603
Document Number0582393147
Book / Page058239 / 003147
Instrument DateAug 27, 2018
Transaction TypeTransfer
Record UpdatedSep 13, 2018
Title CompanyGREAT AMERICAN TITLE

Transaction

AmountAmount on Record
Tax$1,996.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address29 WELLFORD RD WHITE PLAINS NY 106071135, WHITE PLAINS, NY 10607-1135

Tax Assessment & Valuation

The 2026 property tax bill for 3 Charles St was $1,714, down 89.6% from the year before.

Source: Westchester County and White Plains City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityWhite Plains City
Unified School DistrictWhite Plains City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,714.00 (-89.61%)
2025$16,502.00$11,600 (-) Land $2,075 Building $9,525$532,110 (+8.72%) Land $95,183 Building $436,927
2024$11,600 (-) Land $2,075 Building $9,525$489,452 (+0.84%) Land $87,553 Building $401,899
2023$11,600 Land $2,075 Building $9,525$485,356 Land $86,820 Building $398,536

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3 Charles St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3 Charles St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHITE PLAINS CITY
serves 59,559 people · EPA ID NY5903464
Water SourcePurchased surface water from WESTCHESTER COUNTY WD #1
Last State InspectionMar 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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