Herkimer County and German Flatts Town property record for 3 Charles St, Mohawk, NY 13407 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1910 |
| Square Footage | 937 sqft Living Area |
| Lot Size | 5,000 sqft (0.114 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $73,000 (2025) |
| Tax Bill | $2,350.00 (2025) |
| Primary APN | 212803 120.47-3-24 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 937 sqft Living Area |
| 1st Floor | 625 sqft 1st Floor |
| Upper Floors | 312 sqft Upper Floors |
| Stories | 1 Stories |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 5,000 sqft (0.114 acres) |
| Depth X Width | 100 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 352 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 215 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 201561 |
|---|---|
| Street Address | 3 CHARLES ST |
| City | MOHAWK |
| State | NY |
| Zip | 13407-1207 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 3 CHARLES ST S R1 1G |
| Legal Block | 3 |
| Legal Lot Number | 24.000 |
| Jurisdiction | HERKIMER NY |
| Minor Civil Division | GERMAN FLATTS |
| Census Blockgroup | 3 |
| Census Block | 3015 |
| Census Tract | 10501 |
Source: Herkimer County and German Flatts Town records · APN 212803 120.47-3-24
Assessment roll updated May 1, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 CHARLES ST, MOHAWK, NY 13407-1207 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 29, 2026 | Deed of Trust, Mortgage ADIRONDACK BANK |
| Aug 18, 2025 | Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment ADIRONDACK BANK |
| Jul 14, 2025 | Deed, Transfer · Stand Alone First Mortgage ADIRONDACK BANK |
| Aug 27, 2018 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 14, 2025 · Amount on Record |
| Deed Sale | Jul 14, 2025 · Amount on Record |
| Prior Sale | Oct 31, 2016 · Amount on Record |
| Deed Doc Number | 20252814 |
| Prior Transfer Date | Jul 08, 2025 |
| Prior Transfer Doc | RP20252814 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Recording Date | Jun 29, 2026 |
| Property Address | 3 CHARLES ST, MOHAWK, NY 13407-1207 |
| Document Number | 0000002904 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 20262904 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3 CHARLES ST, MOHAWK, NY 13407-1207 |
| Document Number | 0000002904, |
|---|---|
| Date | Jun 29, 2026 |
| Instrument | 20262904 |
| Name | ADIRONDACK BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jul 01, 2046 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 3 CHARLES ST, MOHAWK, NY 13407-1207 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | RP20253402 |
|---|---|
| Date | Aug 18, 2025 |
| Instrument | RP2025-3402 |
| Name | ADIRONDACK BANK |
|---|
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2045 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HERKIMER NY |
| Recording Date | Jul 14, 2025 |
| Property Address | 3 CHARLES ST, MOHAWK, NY 13407-1207 |
| Document Number | RP20252814 |
| Instrument Date | Jul 08, 2025 |
| Instrument | RP2025-2814 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 CHARLES ST, MOHAWK, NY 13407-1207 |
| Document Number | RP20252815 |
|---|---|
| Date | Jul 14, 2025 |
| Instrument | RP2025-2815 |
| Name | ADIRONDACK BANK |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HERKIMER NY |
| Recording Date | Aug 27, 2018 |
| Property Address | 3 CHARLES ST, MOHAWK, NY 13407-1207 |
| Document Number | RP20183998 |
| Instrument Date | Aug 20, 2018 |
| Instrument | RP2018-3998 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
Source: Herkimer County and German Flatts Town records · Assessment roll updated May 1, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Herkimer County |
| County Subdivision | German Flatts Town |
| Municipality | Mohawk Village |
| Unified School District | Central Valley Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,350.00 (+8.2%) | $39,000 (-) Land $6,000 Building $33,000 | $73,034 (+3%) Land $11,236 Building $61,798 |
| 2023 | $39,000 Land $6,000 Building $33,000 | $70,909 Land $10,909 Building $60,000 | |
| 2020 | $2,172.00 |
Our records do not include FEMA flood map data for 3 Charles St; wildfire exposure is indirect.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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