3 Charles Rd N, Vilonia, AR 72173 Property Records

Faulkner County property record for 3 Charles Rd N, Vilonia, AR 72173

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,408 sqft · built 1977
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Jan 2021)
Tax Bill	$1,340 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-01106-000`

Property Details

APN / Parcel Number

Primary APN	`001-01106-000`
Alternative APNs	`1753.0` `1753`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,408 sqft Living Area
Gross Area	1,748 sqft
1st Floor Area	1,408 sqft
Storm Shelter	Storm Shelter
Flooring	Carpet
Storm Shutters	Storm Shutters
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Masonry Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Aluminum
Lot Area	30,492 sqft (0.7 acres)
Garage Type	Attached
Garage Area	340 sqft
Driveway	Concrete Driveway
Driveway Area	840 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	80 sqft
Patio Area	96 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3 CHARLES RD N
City	VILONIA
State	AR
Zip	72173-9888
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE SE ENOLA FD #69
Legal Range	11W
Legal Township	06N
Legal Section	08
Jurisdiction	FAULKNER AR
Township / Civil Division	NEWTON
Census Block Group	2
Census Block	2026
Census Tract	30202

Owner

3 Charles Rd N is owned and occupied by an individual who bought it in January 2021.

Source: Faulkner County records, as of October 8, 2026

Owner of Record	Individual Name on File
Mailing Address	3 CHARLES RD N, VILONIA, AR 72173-9888
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 4, 2021	Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2021 · Amount on File
Deed Sale	Jan 4, 2021 · Amount on File
Prior Sale	Jun 9, 2006
Deed Document Number	2021125
Prior Transfer Date	Jun 2, 2006
Prior Transfer Doc	0000000000
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAULKNER AR
Recording Date	Sep 29, 2026
Property Address	3 CHARLES RD N, VILONIA, AR 72173-9888
Document Number	0000015807
Instrument Date	Jul 11, 2026
Instrument	202615807
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CHARLES RD N, VILONIA, AR 72173-9888

Mortgage

Document Number	0000015807,
Date	Sep 29, 2026
Instrument	202615807

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAULKNER AR
Recording Date	Jan 4, 2021
Property Address	3 CHARLES RD N, VILONIA, AR 72173-9888
Document Number	0000000125
Instrument Date	Dec 28, 2020
Instrument	202100125
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	WACO TITLE COMPANY CONWAY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$379.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	163 SHERIDAN RD, 163, NORTH LITTLE ROCK, AR 72116-9316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CHARLES RD N, VILONIA, AR 72173-9888

Mortgage

Document Number	0000000126
Date	Jan 4, 2021
Instrument	202100126

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 3 Charles Rd N was $1,340 with a homeowner's exemption, up 85.9% from the year before.

Source: Faulkner County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Faulkner County
Unified School District	Mount Vernon-Enola School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,340.00 (+85.85%) Homeowner's exemption	$33,600 (-) Land $1,400 Building $32,200	$168,000 Land $7,000 Building $161,000
2025	$721.00 Homeowner's exemption	$33,600 Land $1,400 Building $32,200
2024			$168,000 (+43.59%) Land $7,000 Building $161,000
2023	$1,165.00 Homeowner's exemption	$23,400 Land $1,400 Building $22,000	$117,000 Land $7,000 Building $110,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3 Charles Rd N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Charles Rd N is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 95% of Arkansas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILONIA WATERWORKS serves 24,690 people · EPA ID AR0000195
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: TCW, Verizon.

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