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3 Charing Cross, Arden, NC 28704 Property Records

Buncombe County property record for 3 Charing Cross, Arden, NC 28704

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,763 sqft · built 2005
Lot Size0.8 acres (34,848 sqft)
Owner2 Individual Names on Record
Last Sale$552,000 (Jul 2011)
Tax Bill$4,556 (2025)
Flood ZoneZone X (minimal risk)
APN657379-2020-202

Property Details

APN / Parcel Number

Primary APN657379-2020-202
Alternative APNs
  • 9664-32-7825-00000
  • 966414326758000
  • 008250305

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,763 sqft Living Area
Gross Area6,942 sqft
1st Floor Area2,466 sqft
Basement Area2,478 sqft
Finished Basement185 sqft
Unfinished Basement2,293 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleConventional
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area34,848 sqft (0.8 acres)
Garage TypeAttached
Garage Area682 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchScreened Porch
Porch Area268 sqft
Deck Area210 sqft
Patio Area210 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number657379-2020-202
Street Address3 CHARING CROSS
CityARDEN
StateNC
Zip28704-9348
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionSUBDIV: THE COTSWOLDS BLOCK: LOT: LOT 88 SECTION: PLAT: 0088-0019
Legal SubdivisionTHE COTSWOLDS
Legal Block3
Legal Lot Number88
JurisdictionBUNCOMBE NC
Township / Civil DivisionLIMESTONE
Census Block Group3
Census Block3013
Census Tract3202

Owner

Source: Buncombe County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3 CHARING CROSS, ARDEN, NC 28704-9348
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 26, 2011 · Amount on Record
Deed SaleJul 26, 2011 · Amount on Record
Prior SaleMay 13, 2008 · Amount on Record
Deed Document Number20111
Deed Book / Page4901 / 1638
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,556.00 (+4.71%)$706,800 (-) Land $138,700 Building $568,100$706,800 (-) Land $138,700 Building $568,100
2024$4,351.00 (+3.3%)
2023$4,212.00$706,800$706,800 (-) Land $138,700 Building $568,100
2021$706,800 Land $138,700 Building $568,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2004–2018)
Claims Outside the SFHA1 of 2
Most Recent ClaimDec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 62% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ASHEVILLE
serves 157,431 people · EPA ID NC0111010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Charing Cross

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