Saratoga County and Waterford Town property record for 3 Champlain St, Waterford, NY 12188
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 2,442 sqft · built 1928 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Sep 2007) |
| Tax Bill | $5,292 (2025) |
| APN | 415489 291.17-2-10 |
| Primary APN | 415489 291.17-2-10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,442 sqft Living Area |
| 1st Floor Area | 1,386 sqft |
| 2nd Floor Area | 1,056 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 100 ft deep x 120 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 248 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 5 J01016 |
|---|---|
| Street Address | 3 CHAMPLAIN ST |
| City | WATERFORD |
| State | NY |
| Zip | 12188-2210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 |
| Legal Block | 2 |
| Legal Lot Number | 10.000 |
| Jurisdiction | SARATOGA NY |
| Township / Civil Division | WATERFORD |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 62700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Peebles (Peobles) Island listed 1973 · 4 contributing resources · NRIS 73001265 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
3 Champlain St is owned and occupied by an individual who acquired it in April 2015.
Source: Saratoga County and Waterford Town records, as of September 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 CHAMPLAIN ST, WATERFORD, NY 12188-2210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2007 · Amount on File |
| Deed Sale | Sep 5, 2007 · Amount on File |
| Prior Sale | Dec 11, 2006 · Amount on File |
| Deed Book / Page | 2007 / 34296 |
| Last Transfer Date | Apr 9, 2015 |
| Transfer Doc | 0000010479 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3 Champlain St was $5,292.
Source: Saratoga County and Waterford Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Saratoga County |
| County Subdivision | Waterford Town |
| Unified School District | Waterford-Halfmoon Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,292.00 | $200,000 Land $33,500 Building $166,500 | $289,855 Land $48,551 Building $241,304 |
| 2023 | $200,000 Land $33,500 Building $166,500 | $250,000 Land $41,875 Building $208,125 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3 Champlain St; there have been 4 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (1996–1998) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jan 1998 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Champlain St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD WATER WORKS (PURCHASE TROY) serves 9,800 people · EPA ID NY4500173 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| SLICFiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
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