3 Chamone Ave, Leonardo, NJ 07737 Property Records

Monmouth County and Middletown Township property record for 3 Chamone Ave, Leonardo, NJ 07737

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,780 sqft · built 1908
Lot Size0.287 acres (12,502 sqft)
OwnerIndividual Name on Record
Tax Bill$10,422 (2025)
Deeds & MortgagesMay 2026 Mortgage
Apr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN32-00406-0000-00006

Property Details

APN / Parcel Number

Primary APN32-00406-0000-00006
Alternative APNs
  • 320040600006
  • 1172

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,780 sqft Living Area
1st Floor Area1,038 sqft
Upper Floors Area700 sqft
Basement Area749 sqft

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1908
Architectural StyleColonial
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area12,502 sqft (0.287 acres)
Lot Dimensions125 ft deep x 100 ft wide
PorchEnclosed Porch

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number1172
Street Address3 CHAMONE AVE
CityLEONARDO
StateNJ
Zip07737-1626
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal DescriptionADDITIONAL LOTS: SEE NOTES
Legal SubdivisionBREVENT PARK
Legal Block406
Legal Lot Number6
JurisdictionMONMOUTH NJ
Township / Civil DivisionMIDDLETOWN
Census Block Group1
Census Block1012
Census Tract800400

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3 CHAMONE AVE, LEONARDO, NJ 07737-1626
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2026Deed of Trust, Mortgage · Conventional Mortgage
POLICE AND FIRE FEDERAL CREDIT UNION
Apr 6, 2021Deed of Trust, Mortgage · FHA Mortgage
ADVISORS MORTGAGE GROUP LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 14, 2005
Deed SaleOct 14, 2005
Deed Book / Page8502 / 7050
Prior Transfer DateOct 5, 2005
Prior Transfer Doc0085027050
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Recording DateMay 26, 2026
Property Address3 CHAMONE AVE, LEONARDO, NJ 07737-1626
Document Number0000042235
Book / Page9794 / 7796
Instrument DateApr 22, 2026
Instrument202642235
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 CHAMONE AVE, LEONARDO, NJ 07737-1626

Mortgage

Document Number0000042235,
DateMay 26, 2026
Book Page9794/7796
Instrument202642235
Lender
NamePOLICE AND FIRE FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2041
Interest
Rate TypeFixed Rate
Rate5.75%
Initial TypeFixed Rate
Max Rate-1%

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address3 CHAMONE AVE, LEONARDO, NJ 07737-1626
Transaction TypeMortgage
Record UpdatedMay 3, 2021
Title CompanyALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0094982315
DateApr 6, 2021
Book Page9498/2315
Instrument2021054726
Lender
NameADVISORS MORTGAGE GROUP LLC
TypeMortgage Company
AddressASBURY PARK, NJ 07712
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionMiddletown Township
Unified School DistrictMiddletown Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$707,800 (+9.62%) Land $471,000 Building $236,800$707,800 (+9.62%) Land $471,000 Building $236,800
2025$10,422.00 (+20.33%)$645,700 (+39.31%) Land $411,000 Building $234,700$645,700 (+39.31%) Land $411,000 Building $234,700
2024$8,661.00 (+8.06%)
2023$463,500 Land $279,100 Building $184,400$463,500 Land $279,100 Building $184,400
2022$8,015.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 44 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies44 in force
Nearby Flood Claims95 (1984–2023)
Claims Outside the SFHA31 of 95
Most Recent ClaimApr 2023 · river or lake flooding
Claims by Event
  • Hurricane Sandy, Nov 2012 · 48 claims
  • Hurricane Irene, Aug 2011 · 11 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20

May also be available: T-Mobile.

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