3 Chalmers St, Bluffton, SC 29910 Property Records

Beaufort County property record for 3 Chalmers St, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,002 sqft · built 2019
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$470,000 (Mar 2023)
Tax Bill	$3,105 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Mar 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R61003000007190000`

Property Details

APN / Parcel Number

Primary APN	`R61003000007190000`
Alternative APN	`11036980`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,002 sqft Living Area

Exterior

Year Built	Built 2019
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.119 acres)

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	11036980
Old Parcel Number	R61003000007190000
Street Address	3 CHALMERS ST
City	BLUFFTON
State	SC
Zip	29910-7865
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6106
Legal Description	LOT 83 SHELL HALL S/D PH 1B PB91 P156-157
Legal Subdivision	SHELL HALL S/D PH IA BUCKWALTE
Legal Phase	1B
Legal Lot Number	83
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2008
Census Tract	2106

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3 CHALMERS ST, BLUFFTON, SC 29910-7865
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK
Mar 22, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 8, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2023 · Amount on Record
Deed Sale	Mar 16, 2023 · Amount on Record
Prior Sale	Mar 22, 2018
Deed Document Number	2023011372
Deed Book / Page	4225 / 2772
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Mar 16, 2023
Property Address	3 CHALMERS ST, BLUFFTON, SC 29910-7865
Document Number	0000011372
Book / Page	4225 / 2772
Map Reference	MB 91 PG 156
Instrument Date	Mar 9, 2023
Instrument	2023011372
Transaction Type	Transfer
Record Updated	Mar 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,222.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 CHALMERS ST, BLUFFTON, SC 29910-7865

Mortgage

Document Number	0000011373
Date	Mar 16, 2023
Book Page	4225/2774
Instrument	2023011373

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEAUFORT SC
Recording Date	Mar 22, 2018
Property Address	3 CHALMERS ST, BLUFFTON, SC 29910-7865
Document Number	0000014844
Book / Page	003653 / 001433
Instrument Date	Mar 22, 2018
Instrument	14844
Transaction Type	Transfer
Record Updated	Apr 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	48 CYPRESS RUN BLUFFTON SC 299095081, BLUFFTON, SC 29909-5081

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Aug 8, 2017
Property Address	3 CHALMERS ST, BLUFFTON, SC 29910-7865
Document Number	0000042866
Book / Page	003597 / 002581
Instrument Date	Jul 28, 2017
Instrument	42866
Transaction Type	Transfer
Record Updated	Aug 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$122.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 CYPRESS RUN BLUFFTON SC 299095081, BLUFFTON, SC 29909-5081

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,105.00 (-0.06%)	$18,800 (-)
2024	$3,107.00 (-53.74%)	$18,800 (-19.55%) Land $3,000 Building $15,800	$470,000 (-) Land $75,000 Building $395,000
2023	$6,717.00 (+223.09%)	$23,368 (+71.42%) Land $3,000 Building $20,368	$470,000 (+37.91%) Land $75,000 Building $395,000
2022	$2,079.00 Homeowner's exemption	$13,632 Land $1,400 Building $12,232	$340,800 Land $35,000 Building $305,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 135 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	135 in force
Nearby Flood Claims	5 (2016–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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