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3 Challenger Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 3 Challenger Ct, O Fallon, MO 63366

Property Summary

Property TypeVacant Land
Lot Size0.271 acres (11,831 sqft)
OwnerIndividual Name on File
Tax Bill$801 (2022)
Deeds & MortgagesJun 2023 Mortgage
Nov 2022 Construction Loan
Flood ZoneZone X (minimal risk)
APNT222400007

Property Details

APN / Parcel Number

Primary APNT222400007
Alternative APN
  • 2-0057-D066-00-0005.0000000

Exterior

Lot Area11,831 sqft (0.271 acres)

Location & Zoning

Account NumberT222400007
Street Address3 CHALLENGER CT
CityO FALLON
StateMO
Zip63366-6004
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionCOLUMBIA MEADOWS #1 LOT 5
Legal SubdivisionCOLUMBIA MEADOWS #1
Legal Lot Number5
JurisdictionST CHARLES MO
Township / Civil DivisionLAKE ST. LOUIS
Census Block Group3
Census Block3008
Census Tract311712

Owner

Source: St. Charles County records · APN T222400007

Assessment roll updated July 1, 2023 · Last verified January 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3 CHALLENGER CT, O FALLON, MO 63366-6004
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2023Special Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE SOLUTIONS LLC
Nov 22, 2022Warranty Deed, Construction Loan · Construction Mortgage
MIDWEST BANK CENTRE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 22, 2023
Deed SaleJun 22, 2023
Prior SaleNov 22, 2022
Deed Document Number2023R-024263
Record UpdatedJun 07, 2026

June 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST CHARLES MO
Recording DateJun 22, 2023
Property Address3 CHALLENGER CT, O FALLON, MO 63366-6004
Document Number0000024263
Map ReferenceDOC 2021R-032614
Instrument DateJun 20, 2023
Instrument2023R-024263
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 CHALLENGER CT, O FALLON, MO 63366-6004

Mortgage

Document Number0000024264
DateJun 22, 2023
Instrument2023R-024264
Lender
NameMORTGAGE SOLUTIONS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053
Interest
Rate TypeAdjustable Rate
Rate5.37%
Type Change DateJul 01, 2033
Change Frequency6 Months
Min Rate At Change5%
Max Rate At Change7.37%
IndexOther
Margin2
Max Rate10.3%

November 2022: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateNov 22, 2022
Property Address3 CHALLENGER CT, O FALLON, MO 63366-6004
Document Number0000062666
Map ReferenceDOC 2021R-032614
Instrument DateNov 14, 2022
Instrument2022R-062666
Transaction TypeConstruction Loan
Record UpdatedJan 17, 2024
Title CompanyOLD REPUBLIC TITLE, ORT

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address612 TRADE CENTER BLVD, CHESTERFIELD, MO 63005-1227

Mortgage

Document Number0000062667
DateNov 22, 2022
Instrument2022R-062667
Lender
NameMIDWEST BANK CENTRE
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2023 · Last verified January 2024

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$11,400 (-)
2022$801.00$11,400$60,000 (-) Land $60,000
2021$60,000 Land $60,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), as of August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Brightspeed
Fiber		940 / 940
Wisper ISP
Fixed Wireless		400 / 30
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Gateway Fiber Holdings.

Based on FCC filings for 338 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MO6024530, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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