Worcester County and Oxford Town property record for 3 Chaffee Ln, Oxford, MA 01540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,072 sqft · built 1979 |
| Lot Size | 0.342 acres (14,904 sqft) |
| Owner | Individual Name on File |
| Last Sale | $241,000 (Jun 2019) |
| Tax Bill | $4,234 (2026) |
| Deeds & Mortgages | Feb 2024 Refinance Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | OXFO M:23A B:B04 |
| Primary APN | OXFO M:23A B:B04 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,072 sqft Living Area |
| Gross Area | 2,581 sqft |
| 1st Floor Area | 1,032 sqft |
| Basement Area | 1,428 sqft |
| Unfinished Basement | 1,032 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,904 sqft (0.342 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 23AB04 |
|---|---|
| Street Address | 3 CHAFFEE LN |
| City | OXFORD |
| State | MA |
| Zip | 01540-1504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | B04 |
| Jurisdiction | OXFORD MA |
| Township / Civil Division | OXFORD |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 753200 |
3 Chaffee Ln is owned and occupied by an individual who bought it in June 2019.
Source: Worcester County and Oxford Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 CHAFFEE LN, OXFORD, MA 01540-1504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 28, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER FIVE CENTS SAVINGS BANK |
| Jun 25, 2019 | Quit Claim Deed, Transfer · Conventional with PMI ST MARY'S CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2019 · Amount on File |
| Deed Sale | Jun 25, 2019 · Amount on File |
| Prior Sale | Aug 18, 2014 · Amount on File |
| Deed Book / Page | 60602 / 246 |
| Prior Transfer Date | Jun 18, 2019 |
| Prior Transfer Doc | 60602-246 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OXFORD MA |
| Property Address | 3 CHAFFEE LN, OXFORD, MA 01540-1504 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 070232-140 |
|---|---|
| Date | Feb 28, 2024 |
| Book Page | 70232/140 |
| Instrument | 14225 |
| Name | WEBSTER FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Mar 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OXFORD MA |
| Recording Date | Jun 25, 2019 |
| Property Address | 3 CHAFFEE LN, OXFORD, MA 01540-1504 |
| Document Number | 60602-246 |
| Book / Page | 060602 / 000246 |
| Instrument Date | Jun 18, 2019 |
| Instrument | 59341 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,098.96 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 CHAFFEE LN OXFORD MA 015401504, OXFORD, MA 01540-1504 |
| Document Number | 60602-248 |
|---|---|
| Date | Jun 25, 2019 |
| Book Page | 060602/000248 |
| Instrument | 59342 |
| Name | ST MARY'S CU |
|---|---|
| Type | Credit Union |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 24, 2049 |
| Document Number | 60602-265, |
|---|---|
| Date | Jun 25, 2019 |
| Book Page | 060602/000265 |
| Instrument | 59343 |
| Name | ST MARY'S CU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 3 Chaffee Ln was $4,234, up 9,746.5% from the year before.
Source: Worcester County and Oxford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Oxford Town |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,234.00 (+9,746.51%) | $346,200 (+1.97%) Land $76,600 Building $269,600 | $433,126 (+22.13%) |
| 2025 | $43.00 (-98.93%) | $339,500 (+13.96%) Land $88,100 Building $251,400 | $354,635 |
| 2024 | $4,016.00 (+1.8%) | $297,900 (+3.01%) Land $81,700 Building $216,200 | |
| 2023 | $3,945.00 | $289,200 Land $73,000 Building $216,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Chaffee Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Feb 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Chaffee Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 88% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION WATER COMPANY OXFORD private · serves 7,384 people · EPA ID MA2226000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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