3 Central St, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 3 Central St, West Springfield, MA 01089

Property Summary

Property Type	Department Store (Apparel, Household Goods, Furniture)
Details	2 ba · 3,727 sqft · built 2010
Lot Size	0.396 acres (17,250 sqft)
Owner	Company Name on Record
Last Sale	$544,334 (Sep 2022)
Tax Bill	$15,109 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`182-04550-41-001`

Property Details

APN / Parcel Number

Primary APN	`182-04550-41-001`
Alternative APN	`WSPR M:00182 B:04550 L:00041`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,727 sqft Total Area
Gross Area	3,867 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,250 sqft (0.396 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	182-04550-41-001
Street Address	3 CENTRAL ST
City	WEST SPRINGFIELD
State	MA
Zip	01089-2701
Property Category	Commercial
Property Type	Commercial > Retail > Department Store (Apparel, Household Goods, Furniture)
Local Zoning Code	CBD
Legal Block	4550
Legal Lot Number	41
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	2
Census Block	2009
Census Tract	812201

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3 CENTRAL ST, WEST SPRINGFIELD, MA 01089-2701
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2022 · Amount on Record
Deed Sale	Sep 26, 2022 · Amount on Record
Prior Sale	Nov 9, 2010 · Amount on Record
Deed Book / Page	24740 / 145
Prior Transfer Date	Sep 23, 2022
Prior Transfer Doc	024740-145
Record Updated	Oct 29, 2026

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Sep 26, 2022
Property Address	3 CENTRAL ST, WEST SPRINGFIELD, MA 01089-2701
Document Number	024740-145
Book / Page	24740 / 145
Instrument Date	Sep 23, 2022
Instrument	57804
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 SAND SPRINGS RD, WILLIAMSTOWN, MA 01267-2250

Mortgage

Document Number	0000057805
Date	Sep 26, 2022
Instrument	57805

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	024740-173
Date	Sep 26, 2022
Book Page	24740/173
Instrument	57807

Lender

Name	GOGRI BROS INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$15,109.00 (-0.09%)	$510,600 (+2.24%) Land $124,000 Building $386,600
2025	$15,122.00 (+1.59%)	$499,400 (-0.02%) Land $112,800 Building $386,600
2024	$14,885.00 (+2.63%)	$499,500 (+5.31%) Land $112,800 Building $386,700
2023	$14,504.00	$474,300 Land $112,800 Building $361,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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