3 Central St, Camden, ME 04843 Property Records

Knox County and Camden Town property record for 3 Central St, Camden, ME 04843

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,505 sqft · built 1955
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Tax Bill$6,943 (2025)
Deeds & MortgagesJul 2021 Refinance
Flood ZoneZone X (minimal risk)
APNM:120 L:203

Property Details

APN / Parcel Number

Primary APNM:120 L:203
Alternative APNs
  • CAMD M:120 B:203 L:000 U:000
  • 1726

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,505 sqft Living Area
Gross Area3,109 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number1726
Street Address3 CENTRAL ST
CityCAMDEN
StateME
Zip04843-1655
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block203
JurisdictionCAMDEN ME
Township / Civil DivisionCAMDEN
Census Block Group4
Census Block4018
Census Tract970200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the High Street Historic District
listed 1989 · 60 contributing resources · NRIS 88001843

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3 Central St is owned and occupied by an individual who acquired it in May 2019.

Source: Knox County and Camden Town records, as of May 21, 2026

Owner of RecordIndividual Name on File
Mailing Address3 CENTRAL ST, CAMDEN, ME 04843-1655
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 3, 2019
Deed SaleMay 3, 2019
Prior SaleMay 29, 2013 · Amount on File
Deed Document Number20193314
Deed Book / Page5411 / 98
Transfer Doc04674-0101
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMDEN ME
Property Address3 CENTRAL ST, CAMDEN, ME 04843-1655
Transaction TypeMortgage
Record UpdatedFeb 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057570041
DateJul 9, 2021
Book Page5757/41
Instrument2021-7332
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3 Central St was $6,943, up 9.5% from the year before.

Source: Knox County and Camden Town assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKnox County
County SubdivisionCamden Town
Secondary School DistrictFive Town Community School District (09 - 12)
Elementary School DistrictSchool Administrative District 28 (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,943.00 (+9.53%)$603,700 (-) Land $230,100 Building $373,600
2024$6,339.00$603,700 Land $230,100 Building $373,600
2022$6,100.00$462,100 Land $130,300 Building $331,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3 Central St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims3 (1987–2021)
Most Recent ClaimOct 2021 · Severe Storm And Flooding
Claims by Event
  • Severe Storm And Flooding, Oct 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Central St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY CAMDEN & ROCKLAND
private · serves 21,315 people · EPA ID ME0090300
Water SourceSurface water
Last State InspectionJul 2023
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Great Works Internet, Tidewater O.P.E.N..

Nearby Properties on Central St

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