3 Central St, Byfield, MA 01922 Property Records

Essex County and Newbury Town property record for 3 Central St, Byfield, MA 01922 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,112 sqft · built 1925
Lot Size	0.174 acres (7,588 sqft)
Owner	Individual Name on File
Tax Bill	$3,557 (2025)
Deeds & Mortgages	Mar 2021 Refinance Oct 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NEWB M:0U11 B:0000 L:00063`

Property Details

APN / Parcel Number

Primary APN	`NEWB M:0U11 B:0000 L:00063`
Alternative APN	`NBRY M:0U11 B:0000 L:00063`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,112 sqft Living Area
Gross Area	3,426 sqft
Basement Area	1,056 sqft
Unfinished Basement	528 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,588 sqft (0.174 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	3 CENTRAL ST
City	BYFIELD
State	MA
Zip	01922-1238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	63
Jurisdiction	NEWBURY MA
Township / Civil Division	NEWBURY
Census Block Group	4
Census Block	4013
Census Tract	269100

Owner

Source: Essex County and Newbury Town records · APN NEWB M:0U11 B:0000 L:00063

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3 CENTRAL ST, BYFIELD, MA 01922-1238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC
Oct 23, 2018	Deed of Trust, Mortgage MERRIMACK VALLEY FCU
Mar 09, 2018	Deed of Trust, Mortgage · Conventional Mortgage ROLAND ROBERGE
Dec 01, 2017	Quit Claim Deed, Transfer INST SVGS NEWBURYPORT

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 01, 2017
Deed Sale	Dec 01, 2017
Prior Sale	Feb 25, 2015 · Amount on Record
Deed Book / Page	36372 / 477
Transfer Doc	034676-137
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWBURY MA
Property Address	3 CENTRAL ST, NEWBURY, MA 01922-1238
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039675-511
Date	Mar 23, 2021
Book Page	39675/511
Instrument	20210323001980

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWBURY MA
Property Address	3 CENTRAL ST, NEWBURY, MA 01922-1238
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37100-206
Date	Oct 23, 2018
Book Page	37100/206
Instrument	181023004670

Lender

Name	MERRIMACK VALLEY FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 01, 2033

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWBURY MA
Property Address	3 CENTRAL ST, NEWBURY, MA 01922-1238
Document Number	36627-304
Instrument Date	Mar 09, 2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36627-304
Date	Apr 05, 2018
Book Page	036627/000304
Instrument	1804050120

Lender

Name	ROLAND ROBERGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWBURY MA
Recording Date	Dec 01, 2017
Property Address	3 CENTRAL ST, NEWBURY, MA 01922-1238
Document Number	36372-477
Book / Page	36372 / 477
Instrument	171201000020
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$28.15
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CENTRAL ST, NEWBURY, MA 01922-1238

Mortgage

Document Number	36372-480
Date	Dec 01, 2017
Book Page	36372/480
Instrument	171201000040

Lender

Name	INST SVGS NEWBURYPORT
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2047

Tax Assessment & Valuation

Source: Essex County and Newbury Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Newbury Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,557.00 (-0.92%)	$477,500 (+2.16%) Land $224,700 Building $252,800	$485,260
2024	$3,590.00 (-5.75%)	$467,400 (+6.4%) Land $224,700 Building $242,700
2023	$3,809.00	$439,300 Land $224,700 Building $214,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092691004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1996–2006)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2006, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 101 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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