3 Central Ct, Norwich, CT 06360 Property Records

Norwich City property record for 3 Central Ct, Norwich, CT 06360

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,706 sqft · built 1948
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$73,000 (May 1999)
Tax Bill	$5,604 (2026)
Deeds & Mortgages	May 2026 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NORW M:94 B:4 L:33`

Property Details

APN / Parcel Number

Primary APN	`NORW M:94 B:4 L:33`
Alternative APNs	`NWCH M:94 B:4 L:33` `0036990001` `36990001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,706 sqft Living Area
Gross Area	3,436 sqft
1st Floor Area	1,066 sqft
Basement Area	1,066 sqft
Unfinished Basement	1,066 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	36990001
Street Address	3 CENTRAL CT
City	NORWICH
State	CT
Zip	06360-4714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF
Legal Block	4
Legal Lot Number	33
Jurisdiction	NORWICH CT
Township / Civil Division	NORWICH
Census Block Group	1
Census Block	1024
Census Tract	696401

Owner

Source: Norwich City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 CENTRAL CT, NORWICH, CT 06360-4714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage
Jan 22, 2021	Deed of Trust, Mortgage · Balloon Mortgage HOMESIDE FINANCIAL
Jan 22, 2021	Warranty Deed, Transfer · Balloon Mortgage HOMESIDE FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 1999 · Amount on Record
Deed Sale	May 7, 1999 · Amount on Record
Deed Book / Page	1434 / 80
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWICH CT
Recording Date	May 20, 2026
Property Address	3 CENTRAL CT, NORWICH, CT 06360-4714
Document Number	003596-150
Book / Page	3596 / 150
Instrument Date	May 11, 2026
Instrument	20261965
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CENTRAL CT, NORWICH, CT 06360-4714

Mortgage

Document Number	0000001965,
Date	May 20, 2026
Book Page	3596/150
Instrument	20261965

Lender

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWICH CT
Property Address	3 CENTRAL CT, NORWICH, CT 06360-4714
Transaction Type	Mortgage
Record Updated	Oct 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003227-167
Date	Jan 22, 2021
Book Page	3227/167
Instrument	2021000396

Lender

Name	HOMESIDE FINANCIAL

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWICH CT
Recording Date	Jan 22, 2021
Property Address	3 CENTRAL CT, NORWICH, CT 06360-4714
Document Number	003227-164
Book / Page	3227 / 164
Instrument Date	Jan 21, 2021
Instrument	2021000395
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CENTRAL CT, NORWICH, CT 06360-4714

Mortgage

Document Number	003227-167
Date	Jan 22, 2021
Book Page	3227/167
Instrument	2021000396

Lender

Name	HOMESIDE FINANCIAL

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Norwich City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwich City
Unified School District	Norwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,604.00 (-15.62%)	$164,100 (-) Land $34,000 Building $130,100	$266,753 (+132.22%)
2025	$6,641.00	$164,100 (+74.76%) Land $34,000 Building $130,100	$114,870 Land $23,800 Building $91,070
2024	$6,641.00 (+45.41%)
2023	$4,567.00 (+0.33%)	$93,900 (-) Land $19,500 Building $74,400
2022	$4,552.00	$93,900 Land $19,500 Building $74,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWICH PUBLIC UTILITIES serves 36,163 people · EPA ID CT1040011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018 Haloacetic acids not recorded as resolved · Feb 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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