Caroline County property record for 3 Central Ave, Ridgely, MD 21660
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 1,613 sqft · built 1900 |
| Lot Size | 0.024 acres (1,027 sqft) |
| Owner | Company Name on Record |
| Last Sale | $42,750 (Sep 2022) |
| Tax Bill | $1,724 (2026) |
| Deeds & Mortgages | Sep 2022 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-001258 |
| Primary APN | 07-001258 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,613 sqft Total Area |
| 1st Floor Area | 1,613 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,027 sqft (0.024 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 001258 |
|---|---|
| Street Address | 3 CENTRAL AVE |
| City | RIDGELY |
| State | MD |
| Zip | 21660-2022 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | C2 |
| Legal Description | 1,027 SF PT5 W/S CENTRAL AVE RIDGELY |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 7, RIDGELY |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 955201 |
Source: Caroline County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 103 LISTER LN, RIDGELY, MD 21660-1943 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2022 · Amount on Record |
| Deed Sale | Sep 22, 2022 · Amount on Record |
| Prior Sale | Apr 23, 2009 · Amount on Record |
| Deed Book / Page | 1597 / 61 |
| Record Updated | Oct 29, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Sep 22, 2022 |
| Property Address | 3 CENTRAL AVE, RIDGELY, MD 21660-2022 |
| Document Number | 0015970061 |
| Book / Page | 1597 / 61 |
| Instrument Date | Sep 1, 2022 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 7, 2022 |
| Title Company | VYLLA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 LISTER LN, RIDGELY, MD 21660-1943 |
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Municipality | Ridgely Town |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,724.00 (+5.51%) | $115,867 (+16.41%) | $123,300 (+22.08%) Land $30,000 Building $93,300 |
| 2025 | $1,634.00 (+7.29%) | ||
| 2023 | $1,523.00 | $99,533 | $101,000 Land $30,000 Building $71,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF RIDGELY serves 1,600 people · EPA ID MD0050006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Choptank Fiber, T-Mobile.
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