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3 Cedar St, Haverhill, MA 01830 Property Records

Essex County and Haverhill City property record for 3 Cedar St, Haverhill, MA 01830

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 2,632 sqft · built 1850
Lot Size0.048 acres (2,104 sqft)
OwnerIndividual Name on Record
Last Sale$620,000 (Apr 2025)
Tax Bill$5,412 (2025)
Deeds & MortgagesJan 2021 Transfer
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN608-486-2A

Property Details

APN / Parcel Number

Primary APN608-486-2A
Alternative APN
  • HAVE M:0608 B:00486 L:2A

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area2,632 sqft Living Area
Gross Area4,157 sqft
Basement Area1,316 sqft
Unfinished Basement1,316 sqft

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1850
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area2,104 sqft (0.048 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number608-486-2A
Street Address3 CEDAR ST
CityHAVERHILL
StateMA
Zip01830-5005
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Block486
Legal Lot Number2A
JurisdictionHAVERHILL MA
Township / Civil DivisionHAVERHILL
Census Block Group1
Census Block1015
Census Tract260100

Owner

Source: Essex County and Haverhill City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3 CEDAR ST, HAVERHILL, MA 01830-5005
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2021Quit Claim Deed, Transfer
Quitclaim
Dec 16, 2020Quit Claim Deed, Transfer · Conventional Mortgage
WINTER HILL FED'L SVGS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 14, 2025 · Amount on Record
Deed SaleApr 14, 2025 · Amount on Record
Prior SaleDec 16, 2020 · Amount on Record
Deed Book / Page42661 / 108
Record UpdatedOct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAVERHILL MA
Recording DateJan 28, 2021
Property Address3 CEDAR ST, HAVERHILL, MA 01830-5005
Document Number39465-309
Book / Page39465 / 309
Instrument DateJan 26, 2021
Instrument20210128003460
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 CEDAR ST, HAVERHILL, MA 01830-5005

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAVERHILL MA
Recording DateDec 16, 2020
Property Address3 CEDAR ST, HAVERHILL, MA 01830-5005
Document Number39307-18
Book / Page039307 / 000018
Instrument DateDec 3, 2020
Instrument16007070
Transaction TypeTransfer
Record UpdatedJan 5, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,391.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address77 NEW ST HAVERHILL MA 01830, HAVERHILL, MA 01830

Mortgage

Document Number39307-20
DateDec 16, 2020
Book Page039307/000020
Instrument16007080
Lender
NameWINTER HILL FED'L SVGS BK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 15, 2050
Interest
Rate TypeAdjustable Rate
Rate3.63%

Tax Assessment & Valuation

Source: Essex County and Haverhill City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityHaverhill City
Unified School DistrictHaverhill School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,412.00 (+8.13%)$505,300 (+7.42%) Land $123,100 Building $382,200$658,037
2024$5,005.00 (+3.58%)$470,400 (+8.54%) Land $114,900 Building $355,500
2023$4,832.00$433,400 Land $114,900 Building $318,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHAVERHILL WATER DEPT
serves 61,277 people · EPA ID MA3128000
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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