3 Cedar St, Burlington, MA 01803 Property Records

Middlesex County and Burlington Town property record for 3 Cedar St, Burlington, MA 01803

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 2,058 sqft · built 1950
Lot Size	0.509 acres (22,189 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Jul 2018)
Tax Bill	$6,748 (2026)
Deeds & Mortgages	Sep 2019 Refinance Oct 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BURL M:000021 P:000139`

Property Details

APN / Parcel Number

Primary APN	`BURL M:000021 P:000139`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,058 sqft Living Area
Gross Area	3,266 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,189 sqft (0.509 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	3 CEDAR ST
City	BURLINGTON
State	MA
Zip	01803-2218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO
Jurisdiction	BURLINGTON MA
Township / Civil Division	BURLINGTON
Census Block Group	3
Census Block	3003
Census Tract	332300

Owner

3 Cedar St is owned and occupied by two individuals who bought it in July 2018.

Source: Middlesex County and Burlington Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 CEDAR ST, BURLINGTON, MA 01803-2218
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Oct 19, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Jul 19, 2018	Quit Claim Deed, Transfer LEADER BANK NA
Apr 26, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2018 · Amount on File
Deed Sale	Jul 19, 2018 · Amount on File
Deed Book / Page	71344 / 585
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURLINGTON MA
Property Address	3 CEDAR ST, BURLINGTON, MA 01803-2218
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73368-391
Date	Sep 30, 2019
Book Page	73368/391
Instrument	148923

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURLINGTON MA
Property Address	3 CEDAR ST, BURLINGTON, MA 01803-2218
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75920-324
Date	Oct 19, 2020
Book Page	75920/324
Instrument	190117

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BURLINGTON MA
Recording Date	Jul 19, 2018
Property Address	3 CEDAR ST, BURLINGTON, MA 01803-2218
Document Number	71344-585
Book / Page	71344 / 585
Instrument	108561
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.05
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CEDAR ST, BURLINGTON, MA 01803-2218

Mortgage

Document Number	713440588
Date	Jul 19, 2018
Instrument	71344/0588

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2048

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURLINGTON MA
Property Address	3 CEDAR ST, BURLINGTON, MA 01803-2218
Document Number	69268-1
Instrument Date	Apr 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69268-1
Date	May 11, 2017
Book Page	069268/000001
Instrument	69921

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 10, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3 Cedar St was $6,748, up 2.3% from the year before.

Source: Middlesex County and Burlington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Burlington Town
Unified School District	Burlington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,748.00 (+2.32%)	$776,500 (+1.97%) Land $440,600 Building $335,900	$788,937 (-6.81%)
2025	$6,595.00 (+5.2%)	$761,500 (+8.6%) Land $425,600 Building $335,900	$846,545
2024	$6,269.00 (+3.77%)	$701,200 (+9.1%) Land $392,500 Building $308,700
2023	$6,041.00	$642,700 Land $340,500 Building $302,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Cedar St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Oct 1996 · Extreme Weather Conditons And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Cedar St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BURLINGTON WATER DEPT serves 25,864 people · EPA ID MA3048000
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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