3 Cedar Ln, Saugerties, NY 12477 Property Records

Ulster County and Saugerties Town property record for 3 Cedar Ln, Saugerties, NY 12477

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,219 sqft · built 1956
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Apr 2026)
Tax Bill	$5,043 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Jul 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`514889 29.29-5-10`

Property Details

APN / Parcel Number

Primary APN	`514889 29.29-5-10`
Alternative APN	`143774.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,219 sqft Living Area
1st Floor Area	1,219 sqft
Basement Area	284 sqft
Finished Basement	284 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	112 ft deep x 85 ft wide
Porch	Slab
Porch Area	526 sqft
Patio Area	105 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	143774.000
Street Address	3 CEDAR LN
City	SAUGERTIES
State	NY
Zip	12477-2225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Subdivision	SUBDIVISION OF BARCLAY HEIGHTS
Legal Block	5
Legal Lot Number	10.000
Jurisdiction	ULSTER NY
Township / Civil Division	SAUGERTIES
Census Block Group	3
Census Block	3002
Census Tract	950300

Owner

3 Cedar Ln is owned and occupied by two individuals who bought it in April 2026.

Source: Ulster County and Saugerties Town records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	124 E 4TH ST, 9, NEW YORK, NY 10003-0710
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Line of Credit MID HUDSON VALLEY FCU
Jul 21, 2025	Deed of Trust, Mortgage · VA Mortgage HMTEAD FUNDING CORP B
Apr 27, 2026	Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORPORATION
Jun 16, 2021	Deed, Transfer · Stand-Alone First Mortgage SAWYER SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2026 · Amount on File
Deed Sale	Apr 27, 2026 · Amount on File
Prior Sale	Jun 16, 2021 · Amount on File
Deed Document Number	20264978
Deed Book / Page	7619 / 349
Prior Transfer Date	May 13, 2024
Prior Transfer Doc	0000005222
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	3 CEDAR LN, SAUGERTIES, NY 12477-2225
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005816
Date	Mar 24, 2021
Book Page	12368/301
Instrument	2021-5816

Lender

Name	MID HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2046

Interest

Rate Type	Adjustable Rate

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	3 CEDAR LN, SAUGERTIES, NY 12477-2225
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008295
Date	Jul 21, 2025
Book Page	13553/41
Instrument	2025-8295

Lender

Name	HMTEAD FUNDING CORP B

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	Apr 27, 2026
Property Address	3 CEDAR LN, SAUGERTIES, NY 12477-2225
Document Number	0000004978
Book / Page	7619 / 349
Instrument Date	Apr 24, 2026
Instrument	20264978
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Date	Apr 27, 2026

Lender

Name	HOMESTEAD FUNDING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.11%
Max Rate	-1%

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	Jun 16, 2021
Property Address	3 CEDAR LN, SAUGERTIES, NY 12477-2225
Document Number	0000012113
Book / Page	6854 / 213
Instrument Date	Jun 15, 2021
Instrument	2021-12113
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	309 STOLL RD, SAUGERTIES, NY 12477-3079

Mortgage

Document Number	0000012114
Date	Jun 16, 2021
Instrument	2021-12114

Lender

Name	SAWYER SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3 Cedar Ln was $5,043 with exemptions applied.

Source: Ulster County and Saugerties Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Saugerties Town
Unified School District	Saugerties Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,043.00	$327,000 Land $62,000 Building $265,000	$327,000 Land $62,000 Building $265,000
2023		$278,000 (+17.05%) Land $59,500 Building $218,500	$278,000 (+17.05%) Land $59,500 Building $218,500
2022		$237,500 Land $59,500 Building $178,000	$237,500 Land $59,500 Building $178,000
2021	$2,336.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Cedar Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 5, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Cedar Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLASCO WATER DISTRICT serves 4,071 people · EPA ID NY5503367
Water Source	Purchased surface water from SAUGERTIES (VILLAGE) WATER DIS
Last State Inspection	Dec 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Archtop Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cedar Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures