3 Cedar Ln, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 3 Cedar Ln, Old Saybrook, CT 06475

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,765 sqft · built 1978
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on Record
Last Sale	$321,500 (Feb 2019)
Tax Bill	$6,440 (2025)
Deeds & Mortgages	Aug 2022 Transfer Feb 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`OSAY M:016 B:063 L`

Property Details

APN / Parcel Number

Primary APN	`OSAY M:016 B:063 L`
Alternative APN	`205000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,765 sqft Living Area
Gross Area	4,470 sqft
1st Floor Area	1,765 sqft
Basement Area	1,765 sqft
Unfinished Basement	1,765 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	205000
Street Address	3 CEDAR LN
City	OLD SAYBROOK
State	CT
Zip	06475-2403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA-2
Legal Block	63
Jurisdiction	OLD SAYBROOK CT
Township / Civil Division	OLD SAYBROOK
Census Block Group	3
Census Block	3002
Census Tract	670200

Owner

Source: Old Saybrook Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 CEDAR LN, OLD SAYBROOK, CT 06475-2403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Quit Claim Deed, Transfer Quitclaim
Feb 15, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage SIKORSKY FINANCIAL CREDIT UNION INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2019 · Amount on Record
Deed Sale	Feb 15, 2019 · Amount on Record
Prior Sale	May 9, 2014 · Amount on Record
Deed Book / Page	639 / 56
Last Transfer Date	Aug 17, 2022
Transfer Doc	000678-356
Record Updated	Sep 20, 2026

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Aug 18, 2022
Property Address	3 CEDAR LN, OLD SAYBROOK, CT 06475-2403
Document Number	000678-356
Book / Page	678 / 356
Instrument Date	Aug 17, 2022
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Feb 15, 2019
Property Address	3 CEDAR LN, OLD SAYBROOK, CT 06475-2403
Document Number	639-56
Book / Page	639 / 56
Instrument Date	Feb 14, 2019
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 FRANKLIN AVE, DERBY, CT 06418-2227

Mortgage

Document Number	63959
Date	Feb 15, 2019
Instrument	639/59

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Mar 1, 2024
Max Rate At Change	2.75%

Tax Assessment & Valuation

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Saybrook Town
Unified School District	Old Saybrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,440.00	$415,500 (+65.08%) Land $125,900 Building $289,600	$290,850 Land $88,130 Building $202,720
2024	$6,440.00 (+25.12%)
2023	$5,147.00 (+1.84%)	$251,700 (-) Land $81,500 Building $170,200
2022	$5,054.00	$251,700 Land $81,500 Building $170,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures