3 Cedar Ln NW, Rome, GA 30165 Property Records

Floyd County property record for 3 Cedar Ln NW, Rome, GA 30165

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,566 sqft · built 1972
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$179,000 (Feb 2026)
Tax Bill	$859 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`E13Z--137`

Property Details

APN / Parcel Number

Primary APN	`E13Z--137`
Alternative APN	`42000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,566 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	173 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	232 sqft
Shed	1 Shed
Shed Area	216 sqft
Utility Building	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	42000
Street Address	3 CEDAR LN NW
City	ROME
State	GA
Zip	30165-6004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	LT 76 CEDAR PARK PB 6-161
Legal Subdivision	CEDAR PARK SUB
Legal Lot Number	76
Jurisdiction	FLOYD GA
Township / Civil Division	ROME
Census Block Group	3
Census Block	3000
Census Tract	1400

Owner

Source: Floyd County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 CEDAR LN NW, ROME, GA 30165-6004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed of Trust, Mortgage CAGLE TRESSA
Mar 6, 2025	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE
Feb 2, 2026	Warranty Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL
Feb 3, 2023	Quit Claim Deed, Transfer · Conventional Mortgage NATIONSMORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2026 · Amount on Record
Deed Sale	Feb 13, 2026 · Amount on Record
Prior Sale	Feb 2, 2026 · Amount on Record
Deed Book / Page	2931 / 855
Prior Transfer Date	Feb 3, 2023
Prior Transfer Doc	0027930720
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Property Address	3 CEDAR LN NW, ROME, GA 30165-6004
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CEDAR LN NW, ROME, GA 30165-6004

Mortgage

Document Number	0029260000000878
Date	Jan 13, 2026
Book Page	0000002926/0000000878

Lender

Name	CAGLE TRESSA

Agreement

Amount	Amount Recorded
Due	Jan 1, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Property Address	3 CEDAR LN NW, ROME, GA 30165-6004
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CEDAR LN NW, ROME, GA 30165-6004

Mortgage

Document Number	0028810000001111
Date	Mar 6, 2025
Book Page	0000002881/0000001111

Lender

Name	UNITED WHOLESALE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD GA
Recording Date	Feb 2, 2026
Property Address	3 CEDAR LN NW, ROME, GA 30165-6004
Document Number	0029290706
Book / Page	2929 / 706
Instrument Date	Jan 30, 2026
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CEDAR LN NW, ROME, GA 30165-6004

Mortgage

Document Number	0002929708
Date	Feb 2, 2026
Instrument	2929/708

Lender

Name	HOMEOWNERS FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2056

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLOYD GA
Recording Date	Feb 3, 2023
Property Address	3 CEDAR LN NW, ROME, GA 30165-6004
Document Number	0027930720
Book / Page	2793 / 720
Instrument Date	Feb 3, 2023
Instrument	2023-001204
Transaction Type	Transfer
Record Updated	May 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CEDAR LN NW, ROME, GA 30165-6004

Mortgage

Document Number	0002793724
Date	Feb 3, 2023
Instrument	2793/724

Lender

Name	NATIONSMORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Floyd County assessment roll, as of January 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Floyd County
Unified School District	Floyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$859.00 (-35.75%) Homeowner's exemption
2025	$1,337.00 (-0.45%) Homeowner's exemption	$61,728 (+8.46%) Land $5,766 Building $55,962	$154,319 (+8.46%) Land $14,414 Building $139,905
2024	$1,343.00 (+67.25%) Homeowner's exemption	$56,911 (+3.87%) Land $5,242 Building $51,669	$142,276 (+3.87%) Land $13,104 Building $129,172
2023	$803.00 (-33.08%) Homeowner's exemption	$54,791 (+18.68%) Land $4,493 Building $50,298	$136,978 (+18.68%) Land $11,232 Building $125,746
2022	$1,200.00 Homeowner's exemption	$46,166 Land $3,744 Building $42,422	$115,416 Land $9,360 Building $106,056

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 73% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLOYD COUNTY serves 46,143 people · EPA ID GA1150001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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