3 Cedar Ln, Kerhonkson, NY 12446 Property Records

Ulster County and Rochester Town property record for 3 Cedar Ln, Kerhonkson, NY 12446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,716 sqft · built 2019
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$67,500 (Apr 2014)
Tax Bill	$4,318 (2025)
Deeds & Mortgages	Sep 2019 Line of Credit Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`514400 76.3-2-26`

Property Details

APN / Parcel Number

Primary APN	`514400 76.3-2-26`
Alternative APN	`100401.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,716 sqft Living Area
1st Floor Area	1,716 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	30,492 sqft (0.7 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	100401.000
Street Address	3 CEDAR LN
City	KERHONKSON
State	NY
Zip	12446-3403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	2
Legal Lot Number	26.000
Jurisdiction	ULSTER NY
Township / Civil Division	ROCHESTER
Census Block Group	1
Census Block	1032
Census Tract	955002

Owner

Source: Ulster County and Rochester Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 CEDAR LN, KERHONKSON, NY 12446-3403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2019	Trustee's Deed, Construction Loan · Line of Credit JEFF BK
Aug 29, 2019	Deed of Trust, Mortgage JEFF BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2014 · Amount on Record
Deed Sale	Apr 1, 2014 · Amount on Record
Deed Book / Page	5725 / 172
Record Updated	Jun 8, 2026

September 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ULSTER NY
Recording Date	Sep 16, 2019
Property Address	3 CEDAR LN, KERHONKSON, NY 12446-3403
Book / Page	000221 / 000041
Instrument Date	Aug 29, 2019
Instrument	575
Transaction Type	Construction Loan
Record Updated	Oct 3, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CEDAR LN KERHONKSON NY 124463403, KERHONKSON, NY 12446-3403

Mortgage

Document Number	0000000575
Date	Sep 16, 2019
Book Page	000221/000041
Instrument	575

Lender

Name	JEFF BK
Type	Bank
Address	JEFFERSONVILLE, NY 12748

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2049

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	3 CEDAR LN, KERHONKSON, NY 12446-3403
Document Number	0000012043
Instrument Date	Aug 29, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	NEW STHRN TIER TITLE AGENCY LLC, NEW STHRN TIER TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CEDAR LN KERHONKSON NY 124463403, KERHONKSON, NY 12446-3403

Mortgage

Document Number	0000012043
Date	Sep 16, 2019
Book Page	011879/000092
Instrument	12043

Lender

Name	JEFF BK
Type	Bank
Address	JEFFERSONVILLE, NY 12748

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2049

Interest

Rate	6%

Tax Assessment & Valuation

Source: Ulster County and Rochester Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Rochester Town
Unified School District	Rondout Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,318.00 (+294.7%)	$165,000 (-) Land $37,000 Building $128,000	$311,321 (+18.87%) Land $69,811 Building $241,510
2023		$165,000 (-) Land $37,000 Building $128,000	$261,905 (+14.29%) Land $58,730 Building $203,175
2022		$165,000 Land $37,000 Building $128,000	$229,167 Land $51,389 Building $177,778
2021	$1,094.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Apr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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